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Credit scores

Total questions: 8

Worksheet time: 5mins

Name
Class
Date
1.

What does a credit score represent?

a)

The amount of years a person has been paying a loan.

b)

The amount of credit cards a person has.

c)

The credit history of a person.

d)

The amount of money a person has saved.

2.

A low credit score indicates that the person is financially responsible.

a)

True

b)

False

3.

A high credit score heightens the persons chances of getting a loan.

a)

True

b)

False

4.

Which of the following companies are credit bureaus? You can select multiple options.

a)

Equifax

b)

BAC Credomatic

c)

Parabellum Inc.

d)

TransUnion

5.

Which of the following factors are taken into account when calculating a credit score? You can select multiple options.

a)

New Credit

b)

Types of Accounts

c)

Length of History

d)

Payment History

6.

Which of the following intervals exemplifies excellent credit scores?

a)

300-549

b)

550-649

c)

700-749

d)

750-850

7.

Read the following situation:


Gloria has a credit card with a limit of $5000. Every month she uses up at least 90% of her credit and pays interest rates because she cannot cover the full amount monthly. Are Gloria's credit habits going to help her get a high score?

a)

Yes

b)

No

8.

Which of the following are good credit habits? You can select multiple options.

a)

Missing payments

b)

Avoid exceeding your credit limits

c)

Not spending more than you can afford

d)

Making payments above the minimum