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Chapter 3 Personal Finances

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

True/False: With a debit card the money is automatically and immediately transferred out of your bank account.

a)

True

b)

False

2.

True/False: If you are an hourly employee, the amount of your paycheck will be the same each week.

a)

True

b)

False

3.

True/False: Staying on budget means using your money according to your plan.

a)

True

b)

False

4.

True/False: Personal finances include funds earn and save.

a)

True

b)

False

5.

True/False: The numerator is the number printed on money that tells you what it's worth.

a)

True

b)

False

6.

True/False: A surplus occurs when the amount spent is more than the amount taken in.

a)

True

b)

False

7.

True/False: A budget is a plan for spending and saving money.

a)

True

b)

False

8.

True/False: FICA represents federal and state taxes.

a)

True

b)

False

9.

True/False: Gross Income represents earnings before taxes.

a)

True

b)

False

10.

Which item is NOT asset.

a)

Bicycle

b)

Cash

c)

Soccer team registration fee

d)

Savings Account

11.

Which item is NOT a liability?

a)

Loan from Dad

b)

Clothing

c)

Payment for the lamp you broke

d)

Class fee