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Money things chapter 2,3

Total questions: 16

Worksheet time: 8mins

Name
Class
Date
1.

How long does it take to create a good budget

a)

30 days

b)

60 days

c)

90 days

d)

120 days

2.

What do millionares not do?

a)

Replace what is not broken

b)

Write a budget

c)

Carry debt

d)

All of the above

e)

The first two

3.

What is FV=PV(1+r/m)mt?

a)

The equation for speed

b)

The equation for simple interest

c)

The equation for compound interest

d)

The velocity and momentum of an asteroid circling Saturn in the vacuum of space

4.

How do you make more money without doing anything?

a)

Compound interest

b)

Simple interest

c)

Putting the money in a ziploc bag

d)

Spending the money

5.

Millionaires go

a)

noticed

b)

unnoticed

c)

in peace

6.

At our age you should have $_________ in your emergency fund

a)

100

b)

200

c)

500

d)

600

e)

700

7.

Emergency funds keep you from going into what when emergencies happen

a)

trouble

b)

wealth

c)

debt

d)

happiness

8.

When you're older your emergency fund should cover _______ months of expenses?

a)

1-2

b)

3-6

c)

7-9

d)

10-12

9.

Which is the 2nd foundation of personal finance?

a)

$500 emergency fund

b)

Get out of debt

c)

Pay cash for car

d)

Pay cash for college

e)

Build wealth and give it away

10.

What kind of fund should you have to save for a purchase?

a)
b)

<--ing fund

c)

diving fund

d)

floating fund

11.

What do you need to do to calculate a sinking fund?

a)

take the amount you need

b)

divide it by the amount of time you have until the purchase

c)

buy a car

d)

pay cash

12.

Is discipline pleasant?

a)

yes

b)

no

c)

maybe

d)

depends on the day

e)

if you put maybe you are a worthless piece of dried Asian food on the side of the road that a raccoon is devouring at this very instant.

13.

What do you put on no.6

a)

7

b)

signature

c)

who's buying

d)

social security number

14.

What do you put on no.1

a)

7

b)

the date

c)

who's buying

d)

social security number

15.

What do you put on no.4

a)

7

b)

amount in words

c)

who's buying

d)

cash

e)

The empire state building flipped upside-down balancing on the blimp pole with Michael B Jordan gazing intently at a seagull thirteen miles away on top of that building.

16.

How much is the average overdraft fee

a)

$10

b)

$20

c)

$35

d)

$45