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PF OBJ 2.04 - 2.05 Vocab

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

Expense

a)

Money spent

b)

Take home pay

c)

The portion of current income not spent on consumption

d)

When expenses are greater than income

2.

Gross income

a)

Money received

b)

When income is greater than expenses

c)

When expenses are greater than income

d)

An individual’s income earned as salary or wages before taxes and other deductions

3.

Income

a)

Money received

b)

Money spent

c)

A payment, usually monthly, applied to the balance of a home loan used when purchasing housing

d)

A product that transfers risk from an individual to an insurance company or organization

4.

Income and Expense Statement

a)

An individual’s income earned as salary or wages before taxes and other deductions

b)

Lists and summarizes income and expense transactions that have taken place over a specific period of time, usually a month or year

c)

A payment, usually monthly, applied to the balance of a home loan used when purchasing

housing

d)

When expenses are greater than income

5.

Insurance

a)

When income is greater than expenses

b)

Lists and summarizes income and expense transactions that have taken place over a specific period of time, usually a month or year

c)

Personal property that was purchased to create a lifestyle or improve your life

d)

A product that transfers risk from an individual to an insurance company or organization

6.

Mortgage

a)

Money spent

b)

A payment, usually monthly, applied to the balance of a home loan used when purchasing housing

c)

The amount you could realistically sell an asset for today

d)

Items of monetary value a person or household owns

7.

Net gain

a)

When income is greater than expenses

b)

When expenses are greater than income

c)

Money spent

d)

Money received

8.

Net income

a)

An individual’s income earned as salary or wages before taxes and other deductions

b)

Take home pay

c)

The portion of current income not spent on consumption

d)

When expenses are greater than income

9.

Net loss

a)

When income is greater than expenses

b)

An individual’s income earned as salary or wages before taxes and other deductions

c)

When expenses are greater than income

d)

The portion of current income not spent on consumption

10.

Savings

a)

The portion of current income not spent on consumption

b)

A product that transfers risk from an individual to an insurance company or organization

c)

When income is greater than expenses

d)

An individual’s income earned as salary or wages before taxes and other deductions

11.

Spending plan

a)

An income and expense statement sometimes referred to as a budget which records both planned and actual income and expenses over a period of time

b)

Lists and summarizes income and expense transactions that have taken place over a specific period of time, usually a month or year

c)

A financial statement that describes an individual or family’s financial condition on a specified date by showing assets, liabilities, and net worth

d)

A measurement of how much a person or household owns once all debts have been paid