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PPT_RTCCAL_TEST3

Total questions: 60

Worksheet time: 30mins

Name
Class
Date
1.

Menu for updating KCC Limit Applicable date/ Review date in Finacle is

a)

ACLHM/HACLHM

b)

HINTTM

c)

HSCLM

d)

HACM

2.

The Aadhar number of the customer can be linked in existing account as well as for the new accounts through menu option

a)

CUMM/HCUMM

b)

APBS

c)

HACM

d)

UIDLNK

3.

SB accounts opened under Financial Inclusion scheme for minors above the age of ___ with operational instructions as ‘self’ can be issued a RuPay PMJDY Debit card

a)

10

b)

15

c)

12

d)

18

4.

PPI stands for

a)

Pre-paid Pay mode Instruments

b)

Post-paid Payment Instruments

c)

Pre-paid Payment Instruments

d)

Post-paid Pay mode Instruments

5.

Interest is to be credited in the PPF account on ________ every year

a)

31st March

b)

1st April

c)

30th September

d)

31st December

6.

What is the Penalty fee for each financial year in the case of

Default in subscription in Sukanya samridhi account?

a)

10

b)

50

c)

100

d)

250

7.

How many years the contributions (deposits/SIPs) are allowed in Sukanya samridhi account in Sukanya samridhi account?

a)

10

b)

12

c)

15

d)

18

8.

No fresh Cheque book is to be issued if there is dishonour of cheque valuing Rs.1.00 crore and above in a particular account of the drawer more than ------ occasions in a financial year for want of sufficient funds in the account

a)

4

b)

6

c)

2

d)

5

9.

In Baroda Super Savings Bank a/c which is correct

a)

Auto sweep to SDR for 181 days in multiple of Rs.10000/- & reverse sweep in multiple of

Rs.1000/- on LIFO basis.

b)

Auto sweep to SDR for 181days in multiple of Rs.5000/- & reverse sweep in multiple of Rs.1000/- on LIFO basis

c)

Auto sweep to FDR for 1 Year in multiple of Rs.10000/- & reverse sweep in multiple of Rs.1000/- on LIFO basis

d)

None of the above

10.

For account opened under Baroda Mahila Shakti SB Account _____ concession is available in Rate of Interest on Two Wheeler Loans

a)

0.25%

b)

0.50%

c)

1.00%

d)

None of the above

11.

What was the name of the program launched by our insurance partner to feed hungry children?

a)

Bhukh Mitaav

b)

Bhukh Bhagaav

c)

Swastha Neev

d)

Swastha poshan

e)

Feed India

12.

What is the maximum cap for Lost Wallet Coverage (In Rupees) in TATA AIG Personal Accident “Add-on” policy

a)

1000

b)

10000

c)

5000

d)

2000

13.

Merchants who have capability to reliably accept card transactions of their customer and forward the information to the Payment Gateway for further processing is called as

a)

TOTO Merchant

b)

SSL Merchant

c)

TSL Merchant

d)

MOTO merchant

14.

The facility whereby our cardholder set / Re-generate Debit Card Pin through our bank ATM is called as

a)

Digital Pin

b)

E- Pin

c)

M- Pin

d)

Green PIN

15.

Debit Card liability for insurance cover will not include the following

a)

Unauthorized use of wrongly delivered debit cards

b)

Use of Stolen cards

c)

Use of debit card at E Commerce sites

d)

Unauthorized withdrawal using counterfeit cards

16.

How many minimum predefined questions require in Baroda Connect?

a)

5

b)

10

c)

7

d)

3

17.

Under e-Biz project which services were launched

a)

Industrial License

b)

Industrial Entrepreneur Memorandum

c)

Employee Registration with ESIC

d)

None of the above

18.

What is the value of each point under Baroda rewards programme?

a)

0.25

b)

0.50

c)

1.00

d)

2.00

19.

What is per day fund transfer limit in card to card transfer through ATM

a)

10000

b)

20000

c)

25000

d)

50000

20.

What is the per day limit using Mastercard Platinum debit card at POS terminal?

a)

10000

b)

200000

c)

100000

d)

50000

21.

Menu to get the different type of lien on the account of a customer is ________

a)

HTEA

b)

HUCLI

c)

HLIEN

d)

HCUALI

22.

To correct the GL code in any existing accounts covered under CGTMSE guarantee the menu is

a)

HTACBSH

b)

HCHGIR

c)

HABI

d)

HACXFRSC

23.

By which menu can we take out a report which can show the Average Balance and total interest for the given period

a)

HCUSUM

b)

HCCI

c)

HTACBSH

d)

HACTI

24.

"Flexi health is product of which tie up partner?

a)

Max Bupa

b)

Tata AIA

c)

Star health

d)

Chola Mandalam

25.

In a confirmed letter of credit which Bank steps in to the shoes of the Issuing Bank ?

a)

Advising Bank

b)

Reimbursing Bank

c)

Nominated bank

d)

Confirming Bank

26.

The minimum threshold limit for all the remittance where furnishing of PAN number is mandatory in Liberlised Remittence scheme is

a)

25000 USD

b)

10000 USD

c)

5000 USD

d)

compulsory for all the remittances irrespective of the amount

e)

250000USDC

27.

The Insurance coverage for Rupay Mudra debit card Rs.

a)

100000

b)

50000

c)

200000

d)

No coverage are there

28.

What is the per day ATM cash withdrawal limit of NCMC

a)

15000

b)

25000

c)

50000

d)

100000

29.

What is the menu option for rescheduling of Loan Account in Finacle 10?

a)

LARA

b)

HLARSH

c)

HLARA

d)

HRESCHE

30.

UPI is the acronym of

a)

United Payment Interface

b)

Unified Payment Integrate

c)

Unified Payment Interface

d)

Unified Payment Intregral

31.

What is the scheme code in Finacle to open Personal loan Debit Card EMI account?

a)

la112

b)

LA197

c)

LA188

d)

LA167

32.

How much is the customer liability in third party breaches in such unauthorized Electronic Banking Transactions which has been reported by the customer beyond 7 working days of occurrence of the event

a)

0%

b)

25%

c)

50%

d)

100%

33.

Charges for loan account will be calculated and collected from operative account through ---menu

a)

HCUALI

b)

HBCREPRT

c)

HTACBSH

d)

HLAFACR

34.

By which menu can we monitor transactions for Rs 50000 & above in the newly opened account

a)

HCCI

b)

HACTI

c)

HATO

d)

NEWACTR

35.

Which phone number is launched by GOI under SMS facility to verify Banks? hypothecation charge on the financed vehicle under Baroda Auto Loan – VAHAN?

a)

7778299899

b)

7738899899

c)

7338299899

d)

7738299899

36.

RCM stands for --- under new frame work of audit transformation

a)

Rating carried Matrix

b)

Revised Control Matrix

c)

Risk control matrix

d)

Risk Control Management

37.

We can know the list of joint holders of an account thru _______ menu

a)

HJOINTH

b)

HJOINTHLD

c)

HJTHOLDER

d)

HJHOLDER

38.

What is the name of the dashboard launched by bank for tapping life insurance buyers?

a)

JEEVAN

b)

SURAKSHA

c)

SAMPARK

39.

What is the health insurance cover (sum insured) available under Baroda Sehat Suraksha SB Account?

a)

50000

b)

100000

c)

200000

d)

10000

40.

Under a “TOM Value” transaction, the rate is agreed today but the settlement is to be done on

a)

Next working day

b)

Same day

c)

3 Working days after the deal

d)

2 Working Days after the deal

41.

The expanded form of CIF in Export finance is

a)

Cost and Freight

b)

Carriage and Insurance Paid

c)

Carriage Insurance free

d)

Cost, insurance and Freight

42.

Minimun fund transfer Amount per transaction is ____ in BHIM BARODA PAY

a)

1

b)

5

c)

10

d)

100

43.

Which of the option is/are correct regarding Baroda Bhim Pay

a)

Customer can set Debit limit of account

b)

Customer can opt Debit Blocking in account

c)

Customer Can approve Collect Request

d)

It is available in 11 Languages

44.

To use USSD Mobile Banking, Bank of Baroda Short Code is

a)

22

b)

33

c)

48

d)

44

45.

Which of the below options is correct regarding M –connect Plus

a)

Link & transfer Suknya Samridhi Account

b)

Apply for locker

c)

Set Debit card Pin

d)

Stop Cheque Request

e)

Can add customer as joint account holder

46.

Pre login option to access Baroda Kissan Platform through M connect is available

a)

True

b)

False

47.

Our Bank has Tie-UP/MOU with KredX for _____

a)

Buying club’ for SMEs

b)

Agri Products

c)

Forex transaction

d)

Invoice discounting platform

48.

Our Bank has partnered with _____ , which provides Personal Wealth Management Application

a)

KredX

b)

Funds Tiger

c)

Switch ME

d)

Fisdom

49.

Our Bank's new digital Performance Management System (PMS) is known as ____

a)

Sparsh

b)

APAR

c)

Voice of Barodian

d)

GEMS

50.

How much is the minimum Recharge amount for Light Commercial vehicles 2-axle; on Baroda FASTag?

a)

100

b)

140

c)

200

d)

250

51.

How much is the minimum Recharge amount for Bus on Baroda FASTag?

a)

200

b)

300

c)

500

d)

400

52.

There is…………% customer liability wherein unauthorized Electronic Banking transaction appended due to customer negligence

a)

10

b)

100

c)

50

d)

25

53.

On being notified by the customer, the reversal timeline to the customer’s account for Zero Liability of customer is ______ working days from the date of notification by the customer

a)

5

b)

7

c)

10

d)

15

54.

Baroda m-invest App has been powered by M/S __________________________

a)

Blockchain Technology Pvt Ltd

b)

Automation Technology Pvt Ltd

c)

Robotics Technology Pvt Ltd

d)

Finwizard Technology Pvt Ltd

55.

How much is the maximum limit under Sovereign Gold Bond scheme in case of joint holding?

a)

2 kg

b)

4 kg

c)

5 kg

56.

Card less cash withdrawal through BOB ATM option in MConnect Plus is known as

a)

E-Cash

b)

Digi-Cash

c)

Mobile ATM

d)

Cash on Mobile

57.

Accounting, reconciliation and customer support related to Baroda Reloadable Card will be provided by

a)

Debit cards department, BCC

b)

BOBCARDS Debit card Reconciliation Team

c)

Base Branch

d)

Digital Banking Department, BCC

58.

Full form of MICR is

a)

Magnetic ink character record

b)

Machine Ink Character Reading

c)

Machine Ink Character Ink Recognition

d)

Magnetic Ink Character Recognition

59.

Finacle menu used for Addition/Deletion of User and change of menu profile (View to Transaction rights and vice versa) in Baroda Connect?

a)

HDCR

b)

HREGPW

c)

CUSTMOB

d)

ACUID

60.

Baroda Connect, Online net banking Registration can be done by User through Using Debit Card

a)

Retail

b)

Corporate

c)

Both retail and corporate

d)

None of the above