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WorksheetsMini Fleet
Total questions: 47
Worksheet time: 24mins
How many vehicles can be on a new policy?
2-6
2-8
3-7
3-8
How many vehicles can be added on MTA'S during the policy?
Up to 20 Vehicles
20 additional vehicles
Unlimited vehicles
only at renewal
What name should be on the insurance?
One company name
Joint name of 2 or more companies in same group
Parent company and names of subsidiary companies
Directors name
What vehicles are applicable to this policy?
Car's
Light Commercial vehicles over 18 Tonne
Light commercial vehicles under 18 Tonne
Special types on accommodation(3rd party only cover)
Kit cars
What does MIB stand for?
Motor Insurance Badge
Motor Insurance Break
Motor Insurance Bureau
Motor Insurance Bed
What does MID stand for
Motor Insurance Database
Motor Insurance Data
Motor Insurance Denial
Motor Insurance Duration
What does SORN stand for?
Stop On Road Now
Statutory Off Road Notice
Statutory Off Road Notification
Statutory Over Road Nun
What does NCD stand for?
No Claims Discount
No Crash Duration
No Cash Demands
Nice Car Demonstration
What does CCE stand for?
Confirmed Claims Experience
Concussion Caused El-football
Confirmed confidence explanation
Confirmed Claims Exceptions
What does SDP stand for?
Small domestic purposes
Semi- diesel powered
Social, Domestic, Pleasure
What is the prefix for Mini Fleet?
BB
LX
RX
CA
How is Mini Fleet rated?
NCD
Fleet Rated
Individually rated
Large variables risk
Which of the following is a decline?
Premium Vehicles
Range Rover
Limousine
Burger Van
breakdown recovery vehicle
What is the maximum amount of seats we will accept?
9
7
5
8
What is a DR10?
Driving with no insurance
Driving over legal limit
Driving without a licence
What is a IN10?
Driving without insurance
speeding
driving over legal limit
What is a SP30?
Speeding on a highway
Speeding
Drink driving
What is a sp50?
speeding
speeding on a highway
driving without insurance
driving whilst intoxicated
What is the excess for a Young driver?
+ £250
+ £175
+£200
What is the Excess for a driver with <1 years driving experience?
+£250
+£175
+£200
Select the acceptable trades
Property Services, Builders Merchant, Computer Programming, Accountancy
Brewery , Bakery , Bureau DE-change, Musicians, Charity
Demolition, Parcel delivery, Scrap metal merchant, football club professional.
Select the Refer trades
Property Services, Builders Merchant, Computer Programming, Accountancy
Brewery , Bakery , Bureau DE-change, Musicians, Charity
Demolition, Parcel delivery, Scrap metal merchant, football club professional.
Select the Decline trades
Property Services, Builders Merchant, Computer Programming, Accountancy
Brewery , Bakery , Bureau DE-change, Musicians, Charity
Demolition, Parcel delivery, Scrap metal merchant, football club professional.
What are the Territorial limits for taking out a policy?
United Kingdom, EU, Iceland, Norway, Switzerland
United Kingdom, EU, Iceland, Norway, Switzerland, Chanel Islands
United Kingdom, EU, Iceland, Norway, Chanel Islands
What are the policy Parameters
20% High appetite, 40% Medium appetite, 20% Low appetite
60% High appetite, 40% Medium appetite, 20% Low appetite
80% High appetite, 20% Medium appetite, 10% Low appetite
60% High appetite, 40% Medium appetite, 30% Low appetite
What is shown on a Specified certificate?
Confirms insurance in place
Confirms driver experience
Specific cars and registration numbers
What is shown on a Blanket certificate?
All individual cars
Cover for any vehicle in control of the insured(They update as and when needed)
Any vehicle
What is the usage the policy includes(unless excluded for specific drivers)?
Carriage of own goods, in use of business + S&DP
Carriage of own goods,in use of business + S&DP, Hire + Reward
Carriage of own goods, in use of business
Mini fleet is an as and when policy, what must be completed for cover to be valid when making adjustments?
Quote must be made, Premium paid
Quote must be made
We must be informed of a change
What is the rating?
3 years claim Experience - CCE rated or NCD rated
3 years claim Experience - CCE rated
3 years claim Experience - NCD rated
3 years established business - CCE rated or NCD rated
What is the default driver basis?
any driver 21
any driver 25
any driver 30
What excess is applicable to third party only claims?
£200
£250
£175
£0
What is considered a high frequency of claims?
>20%
<20%
<50%
What limits are mandatory under the road traffic act 1988?
£20,000,000 in respect of a private car
£10,000,000 in respect of any other vehicle
£1,250,000 in respect of any vehicle carrying hazardous goods
£20,000,000 in respect of any other vehicle
Indemnity for death or injury to a person is unlimited
What are the medical expenses limits?
£250 per person
£1000 per claims cause
£200 per person
£10000 per claims cause
What is the limits/excess for personal belongings?
£500 + £50 excess
£5000 + £50 excess
£100 + £25 excess
£300 + £50 excess
What is the limit/excess for in vehicle safety tech?
£250 Maximum - £50 Excess
£350 Maximum - £50 Excess
£450 Maximum - £50 Excess
£500 Maximum - £50 Excess
What is the cover for child seats?
£150 max cover - £50 Excess
£250 max cover - £50 Excess
£350 max cover - £50 Excess
£450 max cover - £50 Excess
What amount is covered for personal accident?
£10,000 - Loss of eye, sight, limb, death
£1,000 - Loss of eye, sight, limb, death
£100,000 - Loss of eye, sight, limb, death
£20,000 - Loss of eye, sight, limb, death
What are the trading protocols?
Includes compulsory motor insurance requirements to country they drive into (which is covered under the policy)
Third party only
Cover is extended to all countries in the EU
What is the Standard commission?
12.5
17.5
20
20.5
What will commission refer ?
12.5
17.5
20
20.5
What does ACPC mean?
Average cost per claim
Average car per client
Annual Cost per car
Annual cost per client
What does ACPVY mean?
Average cost per vehicle year
Average client per vehicle year
Average Claim per vehicle year
How do you calculate average cost per claim?
sum of claims / no of claims
no of claims / sum of claims
total of claims / vehicle years x100
How do you calculate claims frequency?
Sum of claims / No of claims
Total claims cost/ Vehicle years
Total Number of claims/ Total vehicle years x100
How do you calculate average cost per claim?
Sum of claims / No of claims
Total claims cost/ Vehicle years
Total Number of claims/ Total vehicle years x100
