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Financial Literacy Chapter 2 Test Review

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

The more allowances you have, the more money is taken out in taxes of your paycheck.

a)

True

b)

False

2.

All deductions are required by law to be taken out of your paycheck. There are no optional ones allowed.

a)

True

b)

False

3.

If you work flextime, there are core hours that all employees must work.

a)

True

b)

False

4.

Employers must contribute matching amounts into each employee's Medicare and Social Security accounts.

a)

True

b)

False

5.

Gross Pay is

a)

OT x hours worked

b)

rate x hours worked

c)

hours worked/rate

d)

rate + hours worked

6.

In most cases, the amount of "take-home pay" an employee receives is

a)

equal to gross pay

b)

less than gross pay but more than net pay

c)

about 65-70 percent of gross pay

d)

is never enough

7.

Which of the following benefits are employers required by law to provide?

a)

Child care

b)

Health insurance

c)

Paid vacation days

d)

Workers' compensation

8.

If you are on salary

a)

you get double time for overtime

b)

no deductions will be taken from your check

c)

your gross pay is the same every pay period

d)

you are only paid once a month

9.

What percent is social security tax?

a)

6.2%

b)

5.9%

c)

1.45%

d)

6.75%

10.

A standard work week is how many hours?

a)

35

b)

45

c)

50

d)

40

11.

What percent is Medicare tax?

a)

2.45

b)

3.45

c)

1.45

d)

6.45

12.

Members of this type of union are skilled, semiskilled, or unskilled employees in a particular industry.

a)

Craft union

b)

Public employee union

c)

Industrial union

d)

Trade union