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Unit 5 Quiz

Total questions: 11

Worksheet time: 7mins

Name
Class
Date
1.

Least amount that must be paid on a credit card balance

a)

Interest Rate

b)

APR

c)

Minimum Payment

d)

Credit History

2.

Something of value that will be surrendered to a lender if credit is not repaid

a)

APR

b)

Collateral

c)

Interest Rate

d)

Late Fee

3.

Fee charged on an unpaid credit balance

a)

Finance Charge

b)

Bankruptcy

c)

Credit History

d)

Cash Advance

4.

Money borrowed on a credit card

a)

Cash Advance

b)

Minimum Payment

c)

Collateral

d)

Bankruptcy

5.

Charged when payment of a debt is not made within the agreed time frame

a)

Minimum Payment

b)

Collateral

c)

Late Fee

d)

APR

6.

Portion of credit a cardholder may charge

a)

Minimum Payment

b)

Collateral

c)

Available Credit

d)

Credit History

7.

Device issued by a bank or company that allows a cardholder to borrow money to pay for goods and services

a)

Bankruptcy

b)

Available Credit

c)

APR

d)

Credit Card

8.

Legal proceeding that allows a debtor to clear their debts while also allowing creditors to be repaid

a)

Bankruptcy

b)

Interest Rate

c)

Collateral

d)

APR

9.

Number that evaluates a consumer's credit risk

a)

Available Credit

b)

Credit Score

c)

Collateral

d)

Interest Rate

10.

At the Penalty APR rate of 28.99% and a balance of about $1800, approximately how much interest would you owe?

(a)  

11.

At the Penalty APR rate of 19.98% and a balance of about $4500, approximately how much interest would you owe?

(a)