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Worksheets

Financial Planning

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

This is an example of a "Financial Goal"

a)

Graduating from college

b)

Becoming a teacher

c)

Learning to play an instrument

d)

Purchasing a new home

2.

Choose the "Unexpected Expense"

a)

Groceries each week

b)

Storm damage repairs

c)

School clothes

d)

Netflix subscription bill

3.

What does a person's will list?

a)

Financial goals

b)

Types of insurance they have

c)

Retirement plans

d)

Financial plan upon death

4.

What is "Earned Income"?

a)

A birthday gift

b)

Winning the lottery

c)

Unemployment compensation

d)

Salary

5.

How do taxes affect your financial plans?

a)

They create higher interest rates

b)

They affect how much money you actually have to spend

c)

They make your saving account increase

d)

They affect the GDP

6.

What are Social Security taxes used for?

a)

Building schools

b)

Unemployment compensation

c)

Income for retired and disabled people

d)

Transfer payment

7.

What is a tax bracket?

a)

The rate at which income is taxed

b)

The rate of sales tax in a state

c)

The form used to file taxes

d)

The way taxes are calculated

8.

What type of information is included on a 1040 form?

a)

Your financial projection

b)

A list of all expenses

c)

Gross and net income from last year

d)

Your bank statement from last year

9.

Choose the "Fixed Expense".

a)

Mortgage payment

b)

Groceries

c)

Electric bill

d)

Clothing

10.

What is true about "Needs"?

a)

They are items such as an expensive vehicle

b)

They are also called "Non-discretionary" expenses

c)

They are also called "Discretionary" expenses

d)

They are usually fun to pay for

11.

Which is a feature of a desk-top computer?

a)

Portable

b)

Memory size

c)

Color

d)

It's small

12.

Which is a "Long-term Financial Goal"?

a)

Buying gifts for your friends

b)

Going in vacation to Pennsylvania

c)

Retirement

d)

College

13.

Define a "Financial Reserve"

a)

An amount of money set aside to reach long-term goals

b)

An amount of money set aside in case of accidents, damages or health issues

c)

Money you should use to purchase a new car

d)

Money set aside to pay for gasoline

14.

Which of the following is a "Variable Expense"?

a)

Subscriptions

b)

Groceries

c)

Rent

d)

Car payment

15.

A "Financial Resource" includes

a)

Antiques

b)

Debt

c)

A Loan from a friend

d)

Your parents