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FINANCIAL WELL-BEING

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

How long does an individual have to correct problems with their bank statement?

a)

10

b)

30

c)

60

d)

90

2.

Using the rule of 72: How long will it take to double my savings if I deposit my money in a Certificate of Deposit yielding 12% interest?

a)

5

b)

7

c)

3

d)

6

3.

True or False: 760 is a bad credit score

a)

True

b)

False

4.

Which factor is most important in calculating a credit score?

a)

Inquiries

b)

Salary

c)

Public records

d)

Payment history

5.

Fill in the blanks: The rule of 72 says that if you take 72 and divided by the interest rate, the result will tell you how long till you ___________ your investment?

a)

Triple

b)

Get back

c)

Double

d)

multiply

6.

Which is NOT a Credit Reporting Agency?

a)

Experian

b)

Transperian

c)

Equifax

d)

Transunion

7.

Who created the Rule of 72?

a)

Charles Schwabb

b)

Bill Gates

c)

John Hancock

d)

Albert Einstein

8.

Issuing bad checks in what amount is considered a felony?

a)

< $299

b)

> $300

9.

Why is it important to balance our checkbooks?

a)

Avoid unnecessary fees

b)

Have good situational awareness of what we have in our accounts

c)

Prevent drop on our credit score

d)

All of the above

10.

What is the meaning of " (-) Payment " in a checking account balance register?

a)

its a withdrawal or money going out of the account

b)

its a deposit or money coming in to the account