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AS Business Finance

Total questions: 20

Worksheet time: 11mins

Name
Class
Date
1.
What is asset?
a)
An item of property owned by a person or company
b)
An item owned by a business that lasts for several years.
2.
What is NOT a source of Internal finance?
a)
Retained profit
b)
Sale of existing assets
c)
Issue of shares
d)
All are sources of Internal finance
3.

Short-term assets and short-term liabilities are referred to as the firm's:

a)

cash flow.

b)

capital budget.

c)

capital structure

d)

working capital.

4.

A business organisation that is similar to a sole proprietorship but has two or more owners is called a:

a)

limited liability company.

b)

corporation.

c)

dual company.

d)

partnership.

5.

Which ONE of the following relates to the ability of a business to pay its debts as they fall due?

a)

growth

b)

liquidity

c)

efficiency

d)

profitability

6.

Which of the following is a type of short-term external source of funds?

a)

leasing

b)

overdraft

c)

mortgages

d)

debentures

7.

Retained Profits is an example of:

a)

Internal Finance

b)

External Finance

c)

Unsensible Finance

d)

Long-Term Finance

8.

Short-term finance includes:

a)

Bank Overdraft

b)

Trade Credit

c)

Debt Factoring

d)

Mortgage

e)

Bank Load

9.

Debt Factoring is:

a)

Selling invoices to a factoring company.

b)

Factoring the amount of debt you have into your business plan.

c)

Writing off the debt that a business owe you.

d)

Making plans for the future of the business.

10.

When using Hire Purchase, the business does not own the item...

a)

True

b)

False

11.

When taking out a Mortgage the business may buy...

a)

Property

b)

Company Cars

c)

Vans

d)

Land

e)

Machinery

12.

Which ONE of the following items would be found in the income statement of a business?

a)

equipment

b)

investments

c)

gross profit

d)

accounts payable

13.

A business has current liabilities of $200 000 million and current assets of $250 000 million.

Which of the following statements correctly describes the position of the business?

a)

The business has a current ratio of 0.8:1 and has a liquidity problem

b)

The business has a current ratio of 1.25:1 and has a liquidity problem

c)

The business has a current ratio of 0.8:1 and does not have a liquidity problem

d)

The business has a current ratio of 1.25:1 and does not have a liquidity problem

14.

What is ONE method of controlling current liabilities?

a)

selling accounts receivable at a discount

b)

having a tight policy on allowing trade credit

c)

making interest and loan repayments on time

d)

offering discounts for cash and early payment

15.

What are the owners of private and public limited companies called?

a)

Stakeholders

b)

Managers

c)

Board of directors

d)

Shareholders

16.

Which type of legal structure is used when two or more people join together to start a business and have unlimited liability?

a)

Sole trader

b)

Partnership

c)

LTD

d)

PLC

17.

Which of the following is a drawback for an entrepreneur setting up a business as a sole trader?

a)

Profit is shared

b)

Financial accounts are kept private

c)

Limited liability

d)

Unlimited liability

18.
What is the safest way to pay for an item to avoid debt?
a)
Cash
b)
Check
c)
Credit
d)
Debit
19.
What happens if you do not pay a credit card bill on time?
a)
Use your debit card
b)
You go into debt
c)
Declare bankrupty
d)
Pay interest
20.
This results when a business' expenses are greater than its income.
a)
income
b)
profit
c)
revenue
revenue
d)
loss