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C2P3D Plus Term Plan [L&D]

Total questions: 21

Worksheet time: 11mins

Name
Class
Date
1.

When does the increase in sum assured start in Top-Up option of HDFC Click 2 Protect 3D Plus?

a)

3rd policy anniversary

b)

2nd policy anniversary

c)

4th policy anniversay

d)

1st policy anniversary

2.

How many plan options are available in C2P3D Plus

a)

9

b)

5

c)

4

d)

6

3.

In case of an Accidental Total Permanent Disability, all future premiums are waived off in all options of HDFC C2P3D Plus.


Identify whether the statement is true or false.

a)

False

b)

True

4.

In case a policy holder is diagonsed with Criticall illness, which plan option of C2P3D plus allow complete waiver of future premiums?

a)

Return of Premium and Life Long Protection

b)

3D Life and 3D Life Long Protection

c)

Life and Extra Life

5.

Which Plan option provide protection for whole life?

a)

Life Long Protection and 3D Life Long Protection

b)

Life and Extra Life

c)

Return Of Premium and Income Replacement

6.

The Life Stage Protection Feature of C2P3D plus offers


Select the correct answer:

a)

Increased insurance cover on Key milestones of life without medicals

b)

Additional plan option at discounted premium rates on attaining a life stage

7.

C2P3D Plus is which type of Plan?

a)

Traditional PAR Plan

b)

ULIP Plan

c)

Health Plan

d)

Term Plan

8.

What is 3D in C2P3D Plus Plan?

a)

Disease Disability Duty

b)

Death Disease Disability

9.

C2P3D Plus covers death claims arising due to COVID-19 (Coronavirus)

a)

True

b)

False

10.

All future premiums are waived off in case of an Accidental Total Permanent Disability.

a)

True

b)

False

11.

Increase your Insurance cover by opting for the Top Up option.

a)

True

b)

False

12.

Do we use HLV (Human Life Value) while considering Sum Assured of Term Plan.

a)

Yes

b)

No

13.

The maximum allowed Sum Assured for a policyholder is calculated using the Income Multiple based on his/her Age & Annual Income.

a)

True

b)

False

14.

Mr. Ram is a 35 year old Salaried individual with an annual income of rupees 10 Lakhs. What will be the maximum Sum Assured allowed for Mr. Ram?

a)

5 crore

b)

4 Crore

c)

3 Crore

d)

2 Crore

15.

Mr. Shyam is a 43 year old business man with an annual income of Rupees 25 Lakhs. He has an existing term cover of Rupees 2 crores. What will be the maximum Sum Assured allowed for Mr. Shyam?

a)

5 Crore

b)

4 Crore

c)

3 Crore

d)

2 Crore

16.

Which plan option of C2P3D Plus have Maturity benefit.

a)

Life option

b)

3D life option

c)

Extra Life option

d)

Return of Premium Option

17.

Which plan option of C2P3D Plus have waiver of future premiums under covered critical illness.

a)

3D Life option

b)

3D Life Long protection

c)

Both the options

18.

Income option, Extra Life Income option & Income Replacement options provide lump sum on death & a regular income stream to your loved ones in your absence.

a)

True

b)

False

19.

What is the minimum entry age of C2P3D PLUS plan

a)

30 Days

b)

18 year

c)

20 year

d)

30 year

e)

28 year

20.

How many critical illness covered under 3 D option?

a)

18

b)

19

c)

24

d)

34

21.

Critical illness rider is available in this plan?

a)

Yes

b)

No