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WorksheetsChoosing a Place to Live
Total questions: 40
Worksheet time: 20mins
Housing should meet the physical needs of all the people who live in it.
True
False
Basic physical needs remain the same for a person throughout life
true
false
The need to interact with others is a social need
true
false
Psychological needs are more important than physical needs.
true
false
Something that is really beautiful in housing is regarded as beautiful by everyone.
true
false
Some single-family houses share common walls with the houses on one or more sides.
true
false
Mobile homes usually come equipped with plumbing, heating, electrical wiring, lights, and furnishings.
true
false
In a co-op, stockholders have no voice in deciding who is allowed to live in the co-op.
true
false
Condominium owners have a shared interest in such common areas and facilities as sidewalks, tennis courts, and pools.
true
false
A person usually cannot tell from looking at a building whether the housing units are rentals, co-ops, or condos.
true
false
Housing continues to get less expensive.
true
false
When choosing housing, the two main considerations are income and location.
true
false
Present income should not determine a person's housing choice because he or she can count on making more money in the future.
true
false
A lease relieves a renter of the responsibility of paying rent if he or she moves out before the lease expires.
true
false
An owner must return a tenant's security deposit when the renter moves out.
true
false
Eviction is a legal procedure that forces a tenant to move if the terms of the lease are broken.
true
false
One example of attached housing is a(n)
townhouse
house with a garage attached to it
house with many floors attached to each other
apartment with units on several floors
The owner of a town house owns the ____________
town house only
townhouse plus the land on which it is located and a small yard
townhouse, land on which it is located, and a part of the laundry area
townhouse, part of a laundry area, and recreation facilities
Manufactured housing often is the least expensive housing because it its ________________________.
designed by an architect and built by a builder
factory made and assembled by the buyer
assembled in phases as the buyer can afford it
mass-produced, which lowers labor cost
One type of multifamily housing is _________.
custom houses
mobile homes
rental apartments
tract houses
When purchasing a house, buyers should allow no more than __________ times their gross income.
1/2
1 1/2
2 1/2
3 1/2
When renting housing, the fee paid to the owner each month is the __________________.
down payment
rent
utility
property value
Utilities include _____________.
rent and renter's insurance
down payment and security deposit
mortgage payments for one year
heat, water, and electricity
A lease specifies the rights and responsibilities of the ____________.
tenant
property owner
tenant and the property owner
tenant, builder, and property owner
A lease is a ____________.
casual agreement
legal document
sliding scale of payments
closing cost schedule
After a down payment is made on a house, the loan to pay the rest is called ___________.
mortgage
monthly payment
buyer's rent
closing cost
A mortgage that guarantees a fixed or unchanging interest rate for the life of the loan is called (a)
A monthly fee paid to the owner of a property in return for living accommodations is called (a) .
When a house is specifically desiged and built for the new owner it is called a (a) .
A house built by a developer who builds an entire neighborhood at once is called a (a) .
A sum of money, usually one month's rent, paid by a tenant before moving into a property to cover possible damages is called (a) .
A mortgage in which the intrest rate is adjusted up or down periodically is called an (a) .
A loan used to pay for a home is called a (a) .
Any dwelling that provides shelter is called (a)
A building designed to house more than one family is called a (a) dwelling.
A single-family house that shares a common wall with houses on one or more sides; also called a townhouse or a rowhouse are called (a) houses.
A house made in a factory, moved to a site, and assembled if not already self-contained is called a (a) house.
A single-family house that stands alone is called a (a) house.
When a renter passes the lease over to a second tenant who pays rent directly to the owner this agreement is called a (a) .
Which of the five psychological needs discussed in this chapter is the most important to you and why?
