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Principles of FM_Quiz 4_chap 4.5

Total questions: 25

Worksheet time: 20mins

Name
Class
Date
1.

The purchase of government securities by the Fed will

a)

Decrease credit availability

b)

Increase security prices

c)

Increase interest rates.

d)

Decrease the money supply

2.

Deposits tend to expand whenever:

a)

The public holds more cash.

b)

Monetary policy “tightens”.

c)

Reserve requirements increase.

d)

Reserve requirements decrease.

3.

An expansion in the U.S. money supply

a)

Will cause U.S. exports to increase.

b)

Will cause U.S. imports to increase.

c)

Will cause the exchange value of the dollar to increase.

d)

Will increase domestic interest rates

4.

Ordinarily the money supply will decrease if:

a)

The fed makes fewer loans at its discount window.

b)

The fed raises reserve requirements.

c)

The fed sells securities on the open market.

d)

All of the above.

5.

The discount rate is the rate that

a)

Banks charge for loans to corporate customers

b)

The federal reserve charges on loans to commercial banks

c)

Banks charge to lend foreign exchange to customers

d)

Banks charge each other on loans of excess reserves

6.

Monetary policy only works in the long term

a)

True

b)

False

7.

Real investment is encouraged by rising interest rates.

a)

True

b)

False

8.

Interest rates and the money supply tend to vary inversely, at least in the short term.

a)

True

b)

False

9.

A prolonged “tight” monetary policy can be associated with falling bond prices.

a)

True

b)

False

10.

Increasing interest rates increase wealth and encourage spending.

a)

True

b)

False

11.

An increase in the money supply should ultimately cause security prices to decrease.

a)

True

b)

False

12.

There is definitely a tradeoff between stable prices and full employment.

a)

True

b)

False

13.

Open market purchases by the Fed reduce total reserves in the banking system.

a)

True

b)

False

14.

If wealth increases, the demand for stocks ________ and that of long-term bonds ________, everything else held constant

a)

Decreases; decreases

b)

Decreases; increases

c)

Increases; increases

d)

Increases; decreases

15.

If wealth increases, the demand for stocks ________ and that of long-term bonds ________, everything else held constant

a)

Decreases; increases

b)

Decreases; decreases

c)

Increases; decreases

d)

Increases; increases

16.

Everything else held constant, if the expected return on ABC stock rises from 5 to 10 percent and the expected return on CBS stock is unchanged, then the expected return of holding CBS stock ________ relative to ABC stock and the demand for CBS stock ________.

a)

Falls; falls

b)

Rises; rises

c)

Falls; rises

d)

Rises; falls

17.

The demand for silver decreases, other things equal, when

a)

The gold market is expected to boom.

b)

Wealth grows rapidly

c)

Interest rates are expected to rise.

d)

The market for silver becomes more liquid

18.

You would be more willing to buy AT&T bonds (holding everything else constant) if

a)

The brokerage commissions on bond sales become cheaper.

b)

Interest rates are expected to rise.

c)

You expect diamonds to appreciate in value.

d)

Your wealth has decreased.

19.

You would be less willing to purchase U.S. Treasury bonds, other things equal, if

a)

You inherit $1 million from your uncle Harry.

b)

You expect interest rates to fall

c)

Stock prices are expected to fall.

d)

Gold becomes more liquid.

20.

If stock prices are expected to drop dramatically, then, other things equal, the demand for stocks will ________ and that of Treasury bills will ________.

a)

Increase; Increase

b)

Decrease; Decrease

c)

Increase; Decrease

d)

Decrease; Increase

21.

Consumption spending should increase if

a)

financial wealth decreases

b)

reserve requirements decrease.

c)

interest rates increase.

d)

credit availability decreases.

22.

Restrictive monetary policy first impacts the market, security prices and interest rates.

a)

money, increasing, decreasing

b)

capital, increasing, decreasing

c)

money, decreasing, increasing

d)

mortgage, increasing, decreasing

23.

If the price of gold becomes less volatile, then, other things equal, the demand for stocks will

________ and the demand for antiques will ________.

a)

increase; increase

b)

increase; decrease

c)

decrease; decrease

d)

decrease; increase

24.

The demand for Leonardo Da Vinci paintings rises (holding everything else equal) when

a)

stocks become easier to sell.

b)

people expect a boom in real estate prices.

c)

Treasury securities become riskier.

d)

people expect gold prices to rise.

25.

Which of the following would most likely decrease the Federal Funds rate?

a)

decrease in the discount rate.

b)

sale of securities by the Fed.

c)

decrease in reserve requirements

d)

none of the above