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Money Management

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

The money that you receive for mowing the lawn, babysitting or getting an allowance is called__________.

a)

Income

b)

Credit

c)

Debt

d)

Interest

2.

Which of the following is NOT true about the difference between credit cards and debit cards?

a)

Purchases made with a debit card come directly out of your bank account

b)

You must pay off your credit card bill monthly or there will be penalties

c)

You must have a bank/checking account to use a debit card

d)

Credit cards use money from your savings account

3.

The essentials you can't live without are called:

a)

Wants

b)

Needs

c)

Income

d)

Expenses

4.

If you are buying groceries at the store and want to use the money in your bank account, you should pay with ______

a)

Cash

b)

Gift card

c)

Debit card

d)

Credit card

5.

What is a good reason to save money?

a)

To have money to buy things

b)

To have money put aside for emergencies

c)

For a future purchase

d)

All of the above

6.

It's important to spend money on things you need before spending money on things you want:

a)

True

b)

False

7.

Which of the following is an example of a need for most people?

a)

An expensive car

b)

A big-screen TV

c)

Designer jeans

d)

A place to live

8.

The goal of a budget is to SAVE more than you SPEND.

a)

True

b)

False

9.

Owing money to another individual or business or the amount of money borrowed

a)

Budget

b)

Income

c)

Debt

10.

You can be charged a service fee for withdrawing your own money from an ATM machine

a)

True

b)

False

11.

What should you do if you lose your debit card?

a)

Wait a week to see if you can find your card

b)

Report it to your bank so they can cancel your card

c)

Borrow someone else's debit card

d)

Nothing

12.

Where is the best possible place to store you PIN number?

a)

Written on your card in marker

b)

Written on a sheet of paper in your wallet

c)

Written in one of your school notebooks

d)

You shouldn't write it down