WorksheetsMT Induction Training Quiz
Total questions: 25
Worksheet time: 50mins
In which country did the concept of MicroFinance start ?
Bangladesh
India
Pakistan
Sri Lanka
Beneficiaries in Micro Finance are
High Income Group
Low & Middle Income Group
Only low Income group
Only Middle Income Group
In Micro Finance , loans are provided for ..
Personal Expenses
Higher Education of Children
Income Generation Activity
Expenses during Marriages
What is the VISION of Arohan Financial Services Ltd ?
10 by 2025
20 by 2030
10 by 2030
20 by 2025
What is the MISSION statement of Arohan Financial Services Ltd ?
To empower the under-served households and small businesses by offering a range of financial services, in a manner sustainable for all stakeholders
To empower the under-served households and small businesses by offering a range of financial services.
To empower the under-served households in a manner sustainable for all stakeholders
To empower all citizens below poverty line in a manner sustainable for all stakeholders
What is the name of the main regulatory body governing the Micro Finance Industry ?
RBI
Sa-Dhan
Ministry of Rural Development
MFIN
What are the type of products Arohan deals in ?
Only Credit Products
Only Non-Credit Products
None of the above
Credit and Non-Credit Products
In how many Zones is the business of Arohan spread across ?
4
6
5
2
Saral loans are given to ...
Groups of Men
Groups of Men and Women
Groups of Women
Individual Man or Woman
What is the full form of JLG ?
Joined Liable Groups
Joint Lendable Groups
Joined Liability Groups
Joint Liability Groups
What is the over-indebtedness policy ?
JLG - Rs.80,000 ; Individual Rs.1,00,000.
Arohan : Rs.1,00,000.
JLG - Rs.90,000 ; Individual Rs.80,000.
Arohan : Rs.1,00,000.
JLG - Rs.80,000 ; Individual Rs.1,00,000.
Arohan : Rs.50,000.
JLG - Rs.1,00,000 ; Individual Rs.80,000.
Arohan : Rs.1,00,000.
Area Survey is the responsibility of ?
CSR
BH
BQH
AM
Who is responsible for the GRT ?
CSR
BH
BQH
AM
Purpose of Introductory Meeting is :
Introduction of Arohan & Campaigning of Products
Introduction of Arohan & Make Potential Customers
Introduction of Arohan ; Campaigning of Products ; Make Potential Customers
Introduction of Arohan
During Pre-Training Meet , CSR has to collect :
1 KYC Documents
2 KYC Documents
3 KYC Documents
5 KYC Documents
What is the time allotted for Customer Verification ?
For New (30 mints) & for old (15 mints)
For New (45 mints) & for old (30 mints)
For New (15 mints) & for old (10 mints)
For New (20 mints) & for old (15 mints)
Part 2 of the Loan Process consists of :
CGT 1
CGT 2
Cross Verification
GRT
Disbursement
Repayment / Collection
CGT
Cross Verification
GRT
Disbursement
Area Survey
Introductory Meet
CGT
GRT
CGT
GRT
Verification
Purpose of Borrowings is discussed during :
CGT 1
CGT 2
GRT
Verificatio
Education of customers on Financial Planning is done during CGT 1.
True
False
None of the Above
False,Its also done in CGT 2
Who is responsible for Cross Verification ?
CSR
BQH
BH
AM
The purpose of GRT is to assess the suitability of a JLG to borrow from Arohan.
False
Neither True nor False
True
None of the Above
What are the documents required to be ready one day before disbursement ?
Pro Note
Loan Agreement
CAR
Sanction Letter
Loan Card
CAR
Pro Note
Loan Agreement
Sanction Letter
Loan Card
CAR
Pro Note
Sanction Letter
Loan Card
What is the moratorium period given to customer ?
30 Days to 59 Days
30 Days to 45 Days
35 Days to 60 Days
15 Days to 30 Days
When is the LUC done ?
Before Collection
After 1st EMI is paid .
During 1st day of collection
After collection is over
If a JLG member wants to take an individual loan, Plus Loan can be availed after the completion of first cycle loan
False
Neither True nor False
Depends on the JLG member
True
