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Property insurance

Total questions: 10

Worksheet time: 8mins

Name
Class
Date
1.

What role does insurance play in financial planning?

a)

It guarantees that income and assets are protected

b)

It helps build and maintain one's credit score

c)

it grows in value and appreciates over time

d)

it helps cover day-to-day expenses

2.

What factors impact the cost of your auto insurance premium?(hint: choose 3 correct answers)

a)

Deductible amount

b)

The vehicle you are insuring

c)

Your credit score

d)

Your income

3.

Which of the following wouldn't save you money on your auto insurance premium?

a)

Decrease your deductible

b)

Reduce or eliminate optional insurance on an older vehicle

c)

Maintain a good credit history

d)

Bundle your insurance with other policies

4.

Which of the following would be covered under a renter's insurance policy?

a)

Medical bills of another person who is injured on the property

b)

Damage to the exterior of the property

c)

Damage to a detached shed on the property

d)

Your roommate's personal belongings in the rental unit

5.

What information is typically listed on an insurance policy? (hint: choose 3 correct answers)

a)

Actual Cash Value of the property being insured

b)

Name of person or property being insured

c)

Deductible amounts

d)

The policy period

6.

True or False: Insurance is based on the concept of shared risk, or risk pooling.

a)

True

b)

False

7.

The amount paid for insurance is the

a)

premium

b)

assessed value

c)

closing cost

d)

Deductible

8.

Insurance that protects your family against financial loss due to your death is

a)

coinsurance

b)

disability insurance

c)

life insurance

d)

comprehensive insurance

9.

The type of insurance that covers damage or loss to a vehicle from fire, theft, vandalism, or hail is called

a)

term life insurance

b)

bodily insurance

c)

comprehensive

d)

Collision

10.

This term pays for protection against loss of life, property, and finances.

a)

collision

b)

premium

c)

deductible

d)

Insurance