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Instruments of Payment

Total questions: 20

Worksheet time: 13mins

Name
Class
Date
1.

Which of the following instruments of exchange permits customers to lodge queries or complaints via the telephone?

a)

E-commerce

b)

Electronic Transfer

c)

Tele-banking

d)

Mobile Money

2.

Businesses can advertise, purchase materials and sell their

products over the internet using which of the following instruments

a)

M-money

b)

E-commerce

c)

Bill of exchange

d)

Telephonic money order

3.

This machine can be used to make payments to merchants with both your debit and credit card.

a)

True

b)

False

4.

Credit is making payments before receiving the item.

a)

True

b)

False

5.

A Manager's Cheque is also known as a

(a)  

6.

The person sending the Bill of Exchange is called the (a)   .

7.

Businesses are able to compete with other businesses by engaging in E-commerce.

a)

True

b)

False

8.

A CREDIT CARD is used to make payments electronically with funds from your own bank account.

a)

False

b)

True

9.

The Debit Card is used to make purchases online.

a)

False

b)

True

10.

The abbreviation ATM located at the top of this machine stands for _________ _________ ________ .

(a)  

11.

A cheque drawn on a bank and not on the customer is referred to as a

a)

Bank Draft

b)

Bill of Exchange

c)

Cheque

12.

This is usually used by persons who are selling goods to others in another country __________ ______ ______________ .

(a)  

13.

This instrument of payment is usually prepared by the post office and not the bank

a)

Cheque

b)

Bill of exchange

c)

Bank Draft

d)

Money order

14.

Select the statements which are true about the Credit Card

a)

It is a loan from the bank to the card holder

b)

It can be used for local payments only

c)

There is a bill to be paid at the end of the month

d)

It is used for online payments and shopping

15.

Purchases can be made using your smartwatch, tablet, or smartphone using this instrument

a)

E-commerce

b)

Mobile wallet

c)

Credit card

d)

Debit card

16.

This instrument notifies the buyer that a specific sum of money is due to the seller at a specific time in the future

a)

Tele-banking

b)

Bank draft

c)

Bill of exchange

d)

Cheque

17.

Cheques must have the following;

a)

sum on money in words and figures

b)

Date the cheque is to be cashed

c)

Signature of the person writing the cheque

d)

Date the cheque was written

e)

purpose the cheque was written

18.

___________ ____________ are the movement of money from one bank to another bank.

(a)  

19.

Which card is normally used to withdraw money from a person's personal account ?

a)

Debit card

b)

Credit Card

20.

The card pictured here is a

a)

Debit Card

b)

Credit Card