wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Financial Literacy Quiz Review 2 EDITED

Total questions: 20

Worksheet time: 16mins

Name
Class
Date
1.
money earned or received
a)
Expenses
b)
Income
c)
Deductions
d)
Check
2.

Mrs. Fanning was able to pay all of her bills with the money she was earning. This means she had a -

a)

balanced budget

b)

net income

c)

gross income

d)

property bill

3.
Expenses that happen each month and are about the same amount.
a)
Fixed Expenses
b)
Variable Expenses
4.
Monthly Netflix bill
a)
Fixed expense
b)
Variable expense
5.
New clothes
a)
Fixed expense
b)
Variable expense
6.
If an expense can be cut from your budget to save money, it is considered a ______.
a)
Income
b)
Want
c)
Need
d)
Savings
7.
If an expense can not be cut from your budget to save money, it is considered a _____.
a)
Income
b)
Want
c)
Need
d)
Savings
8.

What are two benefits to saving money at a depository institution?

a)

Pay fees and earn interest

b)

Insured against loss and earn interest

c)

Pay fees and lose money

9.

Why is it important to set financial goals?

a)

So you can spend all the money you want.

b)

To identify and focus on items that are important.

c)

So you don't have to focus on items that are important.

10.

Sara was asked to babysit several times during the past week and earned $135. On Saturday, she went to the credit union where she has a savings account to deposit money into her account. Because she is using the "Pay Yourself First" strategy to save 10% of her money, she will deposit $________.

a)

$1.35

b)

$135.00

c)

$13.50

d)

$0.14

11.
What's the Better Buy - $1.32 for 12 oz OR $1.49 for 16 oz?
a)
$1.32
b)
$1.49
c)
They are equal 
12.
Evaluating similar items to check quality and price is ....
a)
comparison shopping
b)
impulse buying
c)
consumerism
d)
stinginess
13.

Which of the following influence values? Check all that apply.

a)

friends & family

b)

religion

c)

culture

d)

media

14.

Why is it difficult to prioritize paying for needs over wants?

a)

It is hard to resist temptation.

b)

It is sometimes hard to distinguish between needs and wants.

c)

The immediate gratification of getting something "NOW" that I want is often difficult to resist.

d)

All of these statements are correct.

15.

A Trade-off is

a)

a purchase in a marketplace.

b)

an alternative that we sacrifice when we make a decision.

c)

any good or service a consumer needs.

d)

a factor of production.

16.

Which of the following statements is true?

a)

The less money you borrow from a bank, the more interest you pay

b)

The more money you have in the bak, the less interest you accumulate

c)

The more money you borrow from a bank, the less interest you pay

d)

The more money you have in the bank, the more interest you accumulate

17.
Money paid to you by a financial institution when you deposit funds there.
a)
Allowance
b)
Income
c)
Interest
d)
Tips
18.
An account you set up at a depository institution where you put funds for future use.
a)
Checking Account
b)
Christmas Fund
c)
Vacation Fund
d)
Savings account
19.
The phrase "pay yourself first" means to
a)
Treat yourself to something you want before spending any other money.
b)
Set money aside for your Christmas savings fund.
c)
put at least 10% of your income in a savings account before spending any money.
d)
Make sure all of your bills and other expenses are paid before saving money.
20.

Which of the following is considered a "need"

a)

Food

b)

Pizza

c)

Gatorade

d)

Fruit