an arrangement to recieve cash, goods or services now with the promise to pay later is called

Consumer Credit is the use of credit for personal needs

Who/ what can be a creditor ?

Credit is an important financial tool and can never be seen as dangerous.

The main advantage of usuing credit is

A big danger in using credit is that

Using credit does not increase your total purchasing power

When credit is a one time loan paid back at equal intervals, this is called

A loan with a certain limit on the amount for goods and services is called

The maximum amount of money a creditor will lend you is called

a loan is borrowed money with an agreement to pay back ith interest

the time a credit card compnay gives you with no added on interest is called

The total dollar amount you pay to use credit

If you pay off your credit card balance before the due date stated on your bill you generally

A debit card is identical to a credit card

A debit card electronically subtracts money from your (pick two)

Credit Unions differ from other lending intitutions in many ways. Pick as many as apply

Store Value or "Gift Cards" (ie Wawa, Macy's Gift Card )are a type of

The first bank founded in America, ________of North America, was created by Congress in ________

An automatic deposit of your net pay into a designated bank account :_________________

Automatic Payments Can/Can't be made to pay certain bills such as cable, gym or phone

ATM stands for

If you're debit card is lost or stolen you should

A commercial bank is a

A Savings and Loan Association traditionally specialize in

A _______ is a non profit institution that is owned by its members.

________________is an option offered that prevents you from being charged a fee for insufficient funds

Payday Loans, Title Loans and Cash Advance Centers are often a better alternative to Traditional Banking.

Cash loans for exchanging "tangibles" such as jewlery or other valuble items is the Business of

In 1995, a man robbed two Pittsburgh banks with lemon juice on his face. Since lemon juice makes for invisible ink, he thought it would render his face invisible on camera

Until 1974, banks could refuse to issue a credit card to a woman unless she was married and her husband co-signed for the card.

Italian banks take Parmesan cheese as collateral for loans and keep hundreds of thousands of cheese wheels in their own climate-controlled vaults for the 2 years it takes to mature

__________appeared on a $1 silver certificate in 1886 and 1891, as well as on the back of the $1 silver certificate in 1896

There actually was a $3 bill in the early 1800s

Which two women have appeared on the U.S. $1 coin?

In the financial world, what is a zombie?

There is cureently no such thing as a 500 dollar bill .

“In God We Trust” used to read differently. It was origianlly: