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Phase I Assessment Prep

Total questions: 48

Worksheet time: 9mins

Name
Class
Date
1.

Which best represents FEP's Service Benefit Plan?

a)

Fee-for-service

b)

HSA

c)

Health Reimbursement Plan.

2.

Facilities that meet strict measures of qualities are designated as ___________

a)

Blue Distinction Centers

b)

Preferred Facilities

c)

Blue Hospitality Centers

3.

Which represents the fixed amount of money that is collected by the provider at the time of service?

a)

Coinsurance

b)

Co-pay

c)

Deductible

4.

Our retail pharmacy vendor is ________________

a)

CVS/Caremark

b)

Express Scripts

c)

Medco

5.

What is one of the main ways that the Basic Option is different from the Standard Option?

a)

No Out-of-Pocket Maximum

b)

No deductible

c)

No Pre-existing clause

6.

Which of the following situation would require precertification?

a)

Inpatient admission when Medicare A is primary

b)

Admission through the outpatient emergency department of a hospital

c)

Admission to a hospital outside of the US

7.

If a member sees a specialist versus a primary care physician, what would increase?

a)

Coinsurance

b)

Co-pay

c)

Deductible

8.

If a Standard option member sees a PPO dentist, would would they pay?

a)

The difference between the fee schedule amount and maximum allowable charge (MAC)

b)

The negotiated rate between the patient and the provider

c)

$30 copayment

9.

When seeing a preferred provider, does the member pay a co-pay if the service is subject to the deductible?

a)

Yes

b)

No

10.

Which is an example of a basic option exception?

a)

Non-participating specialist services when referred by a Preferred primary care physician

b)

Services of non-participating surgeons

c)

Special provider access situations

11.

The difference between the plan allowance and the billed amount is ________

a)

catastrophic protection

b)

member liability

c)

provider write-off

12.

If a New York member goes to a hospital in Ohio, which plan would be responsible for processing the claim?

a)

New York

b)

Ohio

c)

New York and Ohio would split the claim

13.

Will the benefits change for a Basic Option member if they use a midwife versus a doctor to deliver their child?

a)

Yes

b)

No

14.

If a Basic Option member cannot reach his/her feet, what would their responsibility be for routine foot care?

a)

15% coinsurance after the calendar year deductible

b)

$25 copayment

c)

No benefit for routine foot care unless the member is under the active treatment for a metabolic or peripheral vascular disease

15.

What happens to the deductible if FEP is secondary to Medicare?

a)

Deductible is waived for each member with Medicare A and B primary

b)

The deductible is not impacted

c)

Only the policyholder's deductible is waived

16.

If a member does not have Medicare part B, which plan would pay for an outpatient service?

a)

FEP

b)

Medicare part A

c)

Medicare part B

17.

If Medicare denies charges for a member, what will FEP pay?

a)

FEP pays nothing if Medicare denies

b)

100% of covered charges with a copy of denial from Medicare

c)

115% of covered charges with a copy of denial from medicare

18.

If a member sees an out-of-network provider on January 6, 2025, which represents the latest date a claim can be submitted for the charges?

a)

January 6, 2025

b)

December 31, 2025

c)

December 31, 2026

19.

If a member falls at Target and required medical attention, which describes the process of FEP recovering the money if Target was at fault?

a)

Policy cancellation

b)

Refund Recovery

c)

Subrogation

20.

How do we determine the primary plan for children covered under both of their parents' insurance?

a)

The birthday rule

b)

The plan that creates the least out of pocket expenses

c)

Longer/shorter rule

21.

If a member's spouse has Aetna primary for medical, but the policy does not cover dental, which plan would pay primary for dental services?

a)

FEP

b)

No coverage if the primary does not cover dental

c)

Aetna

22.

If Tom's son moves in with his mother full time, what happens to his coverage under Tom's plan?

a)

Nothing changes

b)

A detailed explanation of the arrangement must be provided

c)

The son is no longer eligible under FEP

23.

When would we cover a grandchild on the policy?

a)

We would cover from birth through 30 days

b)

Grandchildren are automatically covered

c)

When the grandchild is under guardianship or foster care of the subscriber

24.

When will we cover a member's fiancé and the fiancé's children on a policy?

a)

Only the future spouse would qualify effective the date of marriage

b)

Open season following the date of marriage

c)

The fiancé and children may be added effective the date of marriage

25.

If a member wants to know if he/she should keep FEP once they enroll in Medicare, what should you not do?

a)

Offer to review how FEP coordinates with Medicare

b)

Send Medicare and You brochure

c)

Tell what your 69-year old uncle did and what you think he/she should do

26.

When would a child be eligible to stay on a policy beyond the age of 26?

a)

If they are a college student living a home fully supported by their parents

b)

If they are disabled due to an automobile accident that occurred last year

c)

If they have been mentally disabled and fully dependent on their parents since birth.

27.

Which reason qualifies a member for a 31-day grace period?

a)

Changing carriers

b)

Death

c)

Divorce

28.

Which of these is a qualifying life event?

a)

Self only plan subscriber's spouse diagnosed with a life threatening illness

b)

Subscriber decides they want to switch plans in the middle of the year

c)

Subscriber's spouse loses job and is no longer eligible under their own health coverage

29.

How long can coverage be extended under Temporary Continuation of Coverage if a member terminates their employment with the Federal Government?

a)

12 months

b)

18 months

c)

They would not be eligible

30.

Which tool helps you determine what information you can disclose to a caller?

a)

BlueLINK Communications & Bulletin Briefs

b)

Enrollment Reference Guide

c)

HIPAA Verification and Disclosure Guide

31.

Which is considered a HIPAA level of authorization?

a)

Authorized

b)

Automatic

c)

Non-Preferred

32.

If a provider cannot validate a member, what information can be provided?

a)

Benefit information

b)

Member ID

c)

SSN

33.

Which type of representative can complete an address change for a member?

a)

Any representative

b)

Authorized representative

c)

Personal representative

34.

When does the HIPAA authority for personal representatives expire?

a)

After 1 year

b)

At the end of the call

c)

Written request from the member or death of member

35.

What can authorized representatives do on behalf of the member?

a)

Act on the member's behalf only

b)

Receive PHI and act on the member's behalf

c)

Receive the member's PHI only

36.

What is the name of the representative that can be authorized over the phone?

a)

Inferred/Informal

b)

None

c)

Verbal

37.

If your friend is a federal employee and they ask you to check on their request of adding a spouse to their plan, what should you do?

a)

Tell them nothing

b)

Tell them to call the number on their insurance card

c)

Take a look and let them know the status of their request

38.

If you get a call from a provider in a different state, what information can NOT be provided?

a)

All levels of benefits

b)

Eligibility

c)

Provider network status

39.

If a member goes to the hospital for surgery, who will bill the member?

a)

Both the hospital and the surgeon

b)

Only the hospital

c)

Only the surgeon

40.

Which would be considered a facility provider?

a)

Independent laboratory

b)

Hospice

c)

Urgent Care

41.

Which would be considered a professional provider?

a)

Ambulatory Surgery Center

b)

County Hospital

c)

Independent Lab

42.

If a member request form to be sent, will we send the form to the physical address on file?

a)

True

b)

False

43.

A member requests assistance finding a preferred provider. How many providers you must provide to the member?

a)

3

b)

2

c)

1

d)

4

44.

What is the enrollment code for PSHB Standard Self Only

a)

104

b)

33D

c)

111

d)

33A

45.

What is the enrollment Code for FEHB Blue Focus Self Plus Family

a)

35B

b)

133

c)

132

d)

33B

46.

T/F. Does Observation services fall under Inpatient category?

a)

True

b)

False

47.

T/F. Can the provider Balanced Bill the member the difference of the contract rate and total charge?

a)

True

b)

False

48.

T/F. In Member360 to check to see a member has another insurance on file you will use Special Information?

a)

True

b)

False