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Economics (Chapter 7)

Total questions: 44

Worksheet time: 22mins

Name
Class
Date
1.

Why are public goods typically provided by the government rather than private firms?

a)

The government is more efficient at producing goods and services than the private sector.

b)

Public goods are excludable, which allows the government to charge high prices for them.

c)

Consumers can benefit from public goods without paying, creating a free-rider problem that discourages private provision.

d)

The government has a monopoly on providing all goods.

2.

Which of the following best describes an economic justification for government intervention through social programs (welfare, SNAP, unemployment, etc.)?

a)

To ensure that all citizens earn the same income regardless of their career choice

b)

To provide a "safety net" that reduces poverty and fosters social stability.

c)

To reduce the private sector and have the government own more means of production.

d)

To discourage citizens from seeking employment by providing them with unlimited financial resources.

3.

Which of the following IS NOT considered mandatory spending (written into law) for the Federal government?

a)

Social Security

b)

Medicare

c)

Supplemental Nutrition Assistance Program (SNAP)

d)

Defense

4.

Which of the following is an example of discretionary spending for the Federal government?

a)

Education

b)

Federal Employee Salaries

c)

Medicaid

d)

Interest on National Debt

5.

If the United States government has $6 trillion in spending and brings in $4 trillion in tax revenue...

a)

It is running a budget surplus of $2 trillion

b)

It is running a budget deficit of $2 trillion

c)

It is running a budget surplus of $6 trillion

d)

It is running a budget deficit of $4 trillion

6.

The largest share of revenue to the Federal government comes from

a)

Tariffs

b)

Corporate Income Tax

c)

Federal Income Taxes

d)

Payroll Taxes (SS & Medicare)

7.

Which of the following might be a short-term result of an increase in government spending?

a)

Loss of jobs in the public sector

b)

Inflation

c)

Drop in GDP

d)

An increase in tax revenue

8.

During the COVID-19 pandemic, the Federal government sent stimulus checks out to many families in America. How much did each adult receive from the first stimulus check that went out?

a)

$500

b)

$800

c)

$1,200

d)

$1,500

9.

Which of the following IS NOT a purpose of taxes?

a)

Raise revenue for public services

b)

Influence economic behavior

c)

Redistribute wealth

d)

To punish citizens by reducing the income

10.

What is the definition of a progressive tax?

a)

A tax system in which the tax rate increases as the taxable amount increases.

b)

A tax system in which the tax rate decreases as the taxable amount increases.

c)

A tax system in which the tax rate remains constant regardless of the taxable amount.

d)

A tax system in which the tax rate is determined randomly without any relation to the taxable amount.

11.

What is the definition of a regressive tax?

a)

A tax that is the same percentage for all income levels.

b)

A tax that is only applied to low-income individuals.

c)

A tax that takes a larger percentage of income from low-income individuals compared to high-income individuals.

d)

A tax that takes a larger percentage of income from high-income individuals compared to low-income individuals.

12.

Which of the following is an example of a progressive tax?

a)

Excise Tax

b)

Federal Income Tax

c)

Sales Tax

d)

Property Tax

13.

Which type of tax places an equal burden on all individuals regardless of their income level in terms of the same amount charged?

a)

Progressive Tax

b)

Regressive Tax

c)

Income Tax

d)

Flat Tax

14.

Which statement best describes how the U.S. federal income tax system works?

a)

All of your income is taxed at one single rate

b)

You pay the rate of your highest bracket on your entire income

c)

Only income above $100,000 is taxed

d)

Different portions of your income are taxed at different rates

15.

The state of Nebraska has a flat income tax.

a)

True

b)

False

16.

How much is deducted from each paycheck for social security and medicare taxes?

a)

6.2% and 1.45% respectively

b)

4.5% and 2.1% respectively

c)

1.6% and 4.5% respectively

d)

8.0% and 3.4% respectively

17.

The current sales tax rate for goods purchased in Minden, NE is

a)

5.5%

b)

6.5%

c)

7.0%

d)

7.5%

18.

If you have a taxable income of $90,000, but have $10,000 worth of deductions, your taxable income is now $_________.

a)

$70,000

b)

$80,000

c)

$90,000

d)

$100,000

19.

If you fall in the 22% tax bracket, how much does $10,000 deduction save you in owed taxes?

a)

$1,500

b)

$1,800

c)
$2,200
d)

$3,000

20.

If you owe $7,000 in taxes but receive a tax credit of $2,000, how much do you now owe in taxes?

a)

$2,000

b)

$5,000

c)

$7,000

d)

$9,000

21.

If you’re in a 22% tax bracket, how much is a $1,000 tax credit worth to you?

a)

$110

b)

$220

c)

$560

d)

$1,000

22.

The Fiscal Year of the U.S. government is

a)

January 1st - December 31st

b)

October 1st - September 1st

c)

August 1st - July 31st

d)

April 1st - March 31st

23.

When does the President traditionally submit the federal budget proposal to Congress?

a)

January 1st

b)

The beginning of February

c)

April 15th

d)

September 30th

24.

When must Congress usually finish passing appropriations bills to avoid a government shutdown?

a)

July 4th

b)

August 1st

c)

September 30th

d)

December 31st

25.

What is the purpose of a continuing resolution (CR) during the Federal budget process?

a)

To allow the government to continue operating when Congress has not passed full appropriations bills

b)

To permanently increase federal spending

c)

To reduce the national debt automatically

d)

To create a new federal agency

26.

What is the current estimated amount of debt for the Federal government?

a)

~$25 trillion

b)

~29 trillion

c)

~34 trillion

d)

~38 trillion

27.

What is fiscal policy?

a)

The Federal Reserve’s control of interest rates

b)

Government use of spending and taxation to influence the economy

c)

Rules that businesses follow to report profits

d)

The reaction of the stock market to consumer spending

28.

Which of the following IS NOT a goal of Fiscal policy?

a)

Promote economic growth

b)

Stabilize the business cycle

c)

Reduce unemployment

d)

Control the nation's money supply

29.

Lowering taxes generally leads to what outcome?

a)

More revenue collected by the government.

b)

Decreased government spending.

c)

Increased consumption and increased demand.

d)

Deflation of currency

30.

In what scenario would the federal government likely use expansionary fiscal policy?

a)

The economy is experiencing high inflation and rapid growth

b)

When the labor market is strong and wages are rising.

c)

The government needs to reduce the national debt quickly.

d)

Unemployment is high, and GDP growth has slowed significantly.

31.

Contractionary fiscal policy is most appropriate when

a)

The unemployment rate is above the natural rate

b)

Economic output is below potential GDP

c)

Inflation is high

d)

The government needs to increase demand.

32.

Which of the following is a common example of an austerity measure implemented by a government facing a significant budget deficit?

a)

Reducing government spending on public services and increasing taxes.

b)

Lowering interest rates to encourage borrowing and investment.

c)

Increasing government spending on public healthcare programs.

d)

Nationalizing major private industries and businesses.

33.

What best describes automatic stabilizers within fiscal policy?

a)

Programs that operate during economic booms

b)

Policies that increase taxes during a recession.

c)

A change in consumption spending resulting from a change in disposable income.

d)

Mechanisms that automatically adjust to economic changes without government action.

34.

Which of the following is an example of an automatic stabilizer?

a)

A new tax bill passed by Congress

b)

Unemployment compensation

c)

A government-funded infrastructure project

d)

A reduction in interest rates by the central bank

35.

During a recession, automatic stabilizers generally:

a)

Increase government spending and reduce taxes

b)

Decrease government spending and increase taxes

c)

Shut down the federal government to save money

d)

Prevent people from receiving government assistance

36.

In most states, how long can someone receive unemployment benefits?

a)

4 weeks

b)

12 weeks

c)

18 weeks

d)

26 weeks

37.

What is the current maximum weekly unemployment benefit in Nebraska?

a)

$215

b)

$564

c)

$820

d)

$1,050

38.

How much of a worker’s previous weekly wage is generally replaced by unemployment benefits?

a)

40-50%

b)

50-60%

c)

60-70%

d)

70-80%

39.

During a recession, SNAP enrollment / benefits increase because

a)

the price of food decreases.

b)

workers receive SNAP benefits automatically regardless of how the economy is doing.

c)

Congress typically votes to expand the program during recessions.

d)

more families qualify as their income drops.

40.

Is this a fiscal policy, an automatic stabilizer, or not a fiscal policy?

The federal government increases spending on rebuilding Nebraska parks following a tornado.

a)

Fiscal policy

b)

Automatic Stabilizer

c)

Not a fiscal policy

41.

Is this a fiscal policy, an automatic stabilizer, or not a fiscal policy?

The Federal Reserve sells Treasury securities.

a)

Fiscal policy

b)

Automatic Stabilizer

c)

Not a fiscal policy

42.

Is this a fiscal policy, an automatic stabilizer, or not a fiscal policy?

The total the federal government pays out for unemployment insurance decreases during an expansion.

a)

Fiscal policy

b)

Automatic Stabilizer

c)

Not a fiscal policy

43.

Is this a fiscal policy, an automatic stabilizer, or not a fiscal policy?
The federal government changes the required gas mileage for new cars.

a)

Fiscal policy

b)

Automatic Stabilizer

c)

Not a fiscal policy

44.

Is this a fiscal policy, an automatic stabilizer, or not a fiscal policy?

Congress and the president enact a temporary cut in payroll taxes.

a)

Fiscal Policy

b)

Automatic Stabilizer

c)

Not a fiscal policy