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Consumer Credit Practice Quizizz 1

Total questions: 13

Worksheet time: 8mins

Name
Class
Date
1.

This is the type of loan in which you pay back by making regular payments on.

a)

Open End Credit

b)

Closed End Credit

c)

Installment

d)

Simple Interest

2.

A type if installment loan where there is no fixed number of payments is called

a)

Open End Credit Loan

b)

Closed End Credit Loan

c)

Installment Payments

d)

Amount Financed

3.

Which equation would you use to calculate the amount financed?

a)

Amount Financed = Cash Price - Down Payment

b)

Amount Financed = Cash Price + Down Payment

c)

Amount Financed = Installment Price - Cash Price

d)

Amount Financed = Amount of Payments * Number of Payments

4.

This refers to the total amount you have to pay to buy something. It includes the sum of all your installment payments + your down payment.

a)

Maturity Value

b)

Cash Price

c)

Down Payment

d)

Installment Price

5.

To find the total of installment payments I need to multiply these two things together.

a)

Amount of Installment Payment

b)

Down Payment

c)

Number of Installment Payments

d)

Amount Financed

6.

I would use this equation to find the Installment Price for an Installment Loan.

a)

Installment Price = Amount Financed + Down Payment

b)

Installment Price = Total of Installment Payments + Down Payment

c)

Installment Price = Down Payment + Installment Payment

d)

Installment Price = Cash Price + Down Payment

7.

To find the finance charge (extra money you have to pay back/interest) on a an item you need to find the difference between the......

a)

Installment Price

b)

Down Payment

c)

Amount Financed

d)

Cash Price

8.

You buy a new car for a cash price of $38,997 and put a down payment on it of $6,200. Calculate the amount financed.

Amount Financed = Cash Price - Down Payment

a)

$45,197

b)

$38,997

c)

$32,797

9.

Find the total of installment payments for a an installment loan that has 72 payments of $678.50.

a)

24,868

b)

$48,852

c)

31,995

d)

$56,402

10.

Calculate the Installment Price on a loan that a total of installment payments of $41,372 and had a down payment of $3,875.

Installment Price = Total of Installment Payments + Down Payment

a)

$35,863

b)

$44,813

c)

$37,497

d)

$45,247

11.

Find the finance charge on a loan an installment price of $9,450 and a cash price of $7,645.

a)

$17,095

b)

$1,805

c)

$2,225

d)

$11,437

12.

An installment loan had a total of installment payments of $289,000 and will be paid back over 360 payments. Calculate the amount of an individual installment payment.

a)

$714.11

b)

$1,126.52

c)

$802.78

d)

$1,271.98

13.

What is Mr. McGill's favorite food on the Thanksgiving dinner table?

a)

Turkey

b)

Mashed Potatoes & Gravy

c)

Stuffing

d)

Rolls

e)

Cranberry Sauce