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Worksheets

Consumers and Money Management

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.
Which of the following is an example of income?
a)
 Your paycheck
b)
interest on a savings account
c)
birthday money
d)
These are all examples on income
2.
A __________________ is added to your account.
a)
Credit
b)
Debit
3.
A __________________ is subtracted from your account.
a)
Credit
b)
Debit
4.

What is an expense?

a)

Money earned by a worker

b)

Money spent

c)

Benefits from a job

d)

Money saved

5.

What is income?

a)

Money earned by a worker in a year

b)

Money spent

c)

Money set aside for future use

d)

Using money in hopes of gaining more in the future

6.

The money that you receive for mowing the lawn, babysitting or getting an allowance is called__________.

a)

Income

b)

Credit

c)

Debt

d)

Interest

7.

Which of the following is NOT true about the difference between credit cards and debit cards?

a)

Purchases made with a debit card come directly out of your bank account

b)

You must pay off your credit card bill monthly or there will be penalties

c)

You must have a bank/checking account to use a debit card

d)

Credit cards use money from your savings account

8.
Match the correct vocabulary term:
A bank account where money is stored and earns a low interest rate. 
a)
Savings Account
b)
Checking Account
9.
Which of the following matches a budget?
a)
An expense that stays that same each month. 
b)
A sum of money to be used for a particular purpose. 
c)
An expense that is unexpected. 
d)
...uh, what's a budget?
10.
Match the correct vocabulary term: 
A bank account where a depositor can write checks.
a)
Checking Account
b)
Savings Account
11.
A target market is...
a)
The group of customers a business seeks to attract who have specific, similar needs
b)
The group of 5 to 10 people that a business markets to on a daily basis
c)
All of the customers who shop at target
d)
A customer who has an unfulfilled desire and is financially able and willing to fill that desire
12.

A bill that comes the same time each month and doesn't change in amount is what type of expense?

a)

Variable

b)

Fixed

c)

Flexible

13.

Expenses that change each month or are based on usage of a utility are called

a)

Bills

b)

Flatulent expenses

c)

Flexible expenses

d)

Unpredictable bills

14.

An advertisement that uses a celebrity or famous athlete is called

a)

An image ad

b)

A shameless plug

c)

A great deal for the celeb

d)

An endorsement

15.

An example of a product character is

a)

Jake from State Farm

b)

Ronald McDonald

c)

The gecko from Geico

d)

All of the above

16.

You should always endorse your checks in red ink

a)

True

b)

False

17.

Checks or transactions that have not cleared are called

a)

Unpaid

b)

Deductions

c)

Outstanding

d)

Trouble

18.

A check that has cleared can still bounce

a)

True

b)

False

19.

Goods are

a)

Products manufactured for business

b)

The opposite of bads

c)

Products manufactured for sale

d)

Things people want to buy

20.

When you earn or receive money you should

a)

Spend it right away

b)

Pay yourself first and save at least ten per cent

c)

Give it to charity

d)

Buy your Mom a nice gift