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Financial Literacy

Total questions: 17

Worksheet time: 9mins

Name
Class
Date
1.

What is money earned from sales called?

a)

Expenses

b)

Income

c)

Revenue

d)

Sales

2.

What is money going out to pay bills called (i.e rent)?

a)

Income

b)

Taxes

c)

Expenses

d)

Money

3.

What is a small piece of ownership in a company called?

a)

Bond

b)

Deductible

c)

Mutual Fund

d)

Stock

4.

While shopping at the mall, what payment method would you use to withdraw money from your checking account?

a)

Loan

b)

Debit Card

c)

Credit Card

d)

Prepaid Card

5.

What is the BEST strategy to avoid paying interest on credit cards?

a)

Skip payments

b)

Pay the full balance each month

c)

Pay the minimum

d)

Pay online

6.

Income earned on an hourly basis is called:

a)

Stipend

b)

Salary

c)

Insurance

d)

Wage

7.

This is usually paid on a monthly/bimonthly basis for professional employment.

a)

Salary

b)

Wage

c)

Income

d)

Expense

8.

How do credit cards make money off of you?

a)

By impacting your credit

b)

By offering you discounts

c)

By charging interest

d)

By giving you a card

9.

Revenue is.....

a)

money going out of the business.

b)

money earned from sales

c)

taxes a company pays

d)

money left over after paying bills

10.

A loss is when....

a)

Revenue is more than expenses

b)

revenue is less than expenses

c)

revenue is equal to expenses

d)

none of the above

11.

Profit is when...

a)

revenue is more than expenses

b)

revenue and expenses are equal

c)

expenses are more

d)

taxes are more

12.

Opportunity costs are....

a)

chances for you to make a good choice

b)

expenses to a business

c)

trade off of making one choice vs another

d)

a want

13.

You are creating a budget what should you include?

a)

All sales

b)

Income and expenses

c)

fixed expenses only

d)

taxes

14.

What is a fixed expense?

a)

Same expense each month at the same price

b)

A expense that changes

c)

Eating at restaurants

d)

money that you put in the bank

15.

Which one is a need?

a)

Food

b)

Smartphone

c)

PS5

d)

budget for shopping

16.

Which is a want?

a)

Food

b)

Water

c)

Shelter

d)

Coffee

17.

When going to college which one do you have to pay back?

a)

Scholarship

b)

Grant

c)

Student Loan

d)

Gifts