This type of depository institution offers other financial services.

The customers at this type of depository institution are the owners of the institution.

This type of depository institution is in business to make money.

You must meet certain membership requirements in order to become a member of this type of depository institution.

You can rent a safe deposit box at this type of financial institution.

Your money is insured by the FDIC at this type of financial institution.

Each depositor is insured against loss up to a maximum of $250,000 by the NCUA at this depository institution.

The FDIC is a federal government agency that insures depository institutions.

A depository institution is a safer place to store your money--safer than your mattress.

The price paid for using someone else's money is known as

When borrowing money from a financial institution, you want to have a _____ interest rate.

When depositing money in a financial institution, you want to have a _____ interest rate.

A business that provides financial services is commonly called a

Which of the following is NOT a benefit a depository institution can provide.

Do you want a financial institution that charges fees to manage your money?

This type of depository institution is considered a non-profit organization and is exempt from federal income tax.

A debit card can be described as an electronic check that requires a PIN.

ATM stands for automated time machine.

An ATM is a machine that allows individuals to complete certain transactions from the machine without human assistance.

You can apply for a loan at an ATM.

You can withdraw money from your account by using an ATM.

All depository institutions offer ATM's in many different locations.

You must have a PIN in order to use an ATM.

All merchants accept contactless payments like Google Pay or Apple Pay.

You can use an electronic device like a cell phone or a smart watch to make contactless payments if a merchant accepts that form of payment.

To access your financial institution account using online banking, you must have a user name and password.

Mobile banking is a form of online banking where you use an app to access your bank from a device like a cell phone or tablet.

All depository institutions charge fees for certain services.

A fee charged if you withdraw more money from your account than is available is known as a/an

All financial institutions charge a minimum balance fee.

You can earn interest, or you can be charged interest.

This type of account allows you quick access to funds or transactions.

This type of account is popular among consumers because they reduce the need to carry large amounts of cash.

Some checking accounts at credit unions are also known as _______.