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Worksheets

Year 8 - L3 - Finance 1

Total questions: 39

Worksheet time: 47mins

Name
Class
Date
1.
Why is storing money in your house a bad idea?
a)
You can access it instantly
b)
You don't have to give notice to withdraw it.
c)
It could burn down or you forget about where you hid it.
2.
Where is a safe place to store your money?
a)
Bank, building society or credit union.
b)
A bank in Iceland.
c)
A Christmas hamper company.
d)
A piggy bank
3.
Banks store money and lend money. True or false?
a)
true
b)
false
4.
Savers earn interest. True or false?
a)
true
b)
false
5.
Borrowers pay interest on their loans. True or false?
a)
true
b)
false
6.
A current account is used for what?
a)
Storing our money and everyday transactions
b)
Saving money
c)
Long term borrowing of money
7.
A savings account earns interest on the balance, true or false?
a)
true
b)
false
8.
An overdraft is . . .
a)
Short term loan for small amounts of money
b)
Long term loan for large amounts of money
c)
Short term loan for large amounts of money
d)
Long term loan for small amounts of money
9.
Depositing money into an account will increase the balance
a)
true
b)
false
10.

Withdraw

a)

Keeping track of money

b)

Taking money out of bank account

c)

Putting money in bank account

11.

Income

a)

Money earned from working

b)

Putting money in a bank account

c)

Tracking where you spend money

12.

Deposit

a)

Taking money out of your bank account

b)

A plastic card used to make purchases

c)

Putting money in your bank account

13.

What does PIN stand for?

a)

Personal Item Number

b)

Personal Identification Number

c)

Personal Item Name

14.

Why should you keep your PIN safe?

a)

To keep people from stealing your bank account info

b)

To make sure you have income

c)

To make withdraws from your checking account

15.

A type of account that has two or more people on it

a)

Savings account

b)

Joint account

c)

Checking account

16.

What kind of account would you put money you are setting aside for emergencies or large purchases?

a)

Savings account

b)

Joint account

c)

Checking account

17.

A credit card __________________.

a)

uses your money

b)

uses borrowed money

18.

A debit card _________________.

a)

uses your money

b)

uses borrowed money

19.

Water


Want or Need?

a)

Want

b)

Need

20.

Really nice car


Want or Need?

a)

Want

b)

Need

21.

A Job


Want or Need?

a)

Want

b)

Need

22.

Babysitting on the weekends to save money for university.


Sensible or unwise?

a)

Sensible

b)

Unwise

23.

Which of the followings is the benefit(s) of saving?

a)

Financial back-up

b)

Preparation for retirement

c)

Be financially independent

d)

All of the above

24.

Which of the following pairs of needs and wants is correct?

a)

Needs - Desires for goods and services

Wants - Things we must have to survive

b)

Needs - Luxury goods

Wants - Necessity goods

c)

Needs - Things we must have to survive

Wants - Desires for good and services

d)

Needs - Additional things in daily life

Wants - Basic things in daily life

25.

Mrs. Adele is buying a new tie from Tie Rack. It says the tie costs £15.00 but there is a sign above it that says 25% off. How much will the tie cost?

a)

£3.75

b)

£18.75

c)

£15.25

d)

£11.25

26.

If you receive 25% off an item costing £22.00, how much money do you save?

a)

£5.50

b)

£4.25

c)

£6.00

d)

£7.35

27.
 If you receive 25% off an item costing $22.00, how much money do you save?
a)
$ 5.50
b)
$ 4.25
c)
$6.00
d)
$7.35
28.

A £10 shirt is on sale for 25% off the price. What is the sale price of the shirt?

a)

£7.50

b)

£2.50

c)

£12.50

d)

£17.50

29.

Robert has dinner at a restaurant and leaves a tip of £12.00. Robert's tip is 20% of the bill. What is the bill amount?

a)

£60.00

b)

£2.40

c)

£72.00

d)

£14.40

30.

Discount is a percentage of the cost that is __________ from the total

a)

Added

b)

Subtracted

c)

Multiplied

d)

Divided

31.

£75 dress shirt; 20% discount

What is the sale price?

a)

£2.36

b)

£70.20

c)

£60.00

d)

£20.00

32.

£52 tie; 50% discount

What is the sale price?

a)

£4.00

b)

£6.00

c)

£26.00

d)

£50.00

33.

In a video store, a DVD that usually sells for £15 is marked 10% OFF that price. What is the discount?

a)

1.00

b)

1.50

c)

16.50

d)

13.50

34.

On a bank statement you might find the letters DD under payment type. What does it mean?

(a)  

35.

On a bank statement you might find the letters SO under payment type. What does it mean?

(a)  

36.

On a bank statement you might find the letters CHQ under payment type. What does it mean?

(a)  

37.

What kind of card can only be used to withdraw cash from an ATM?

(a)  

38.

What kind of card can used to withdraw your own money from an ATM and pay for purchases in a shop?

(a)  

39.

What kind of card can used to borrow money to pay for purchases in a shop?

(a)