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TQ Investment Appraisal Recap Quiz

Total questions: 20

Worksheet time: 14mins

Name
Class
Date
1.

The quantitative techniques used to calculate the financial costs and benefits in investments?

a)

Investment Appraisal

b)

Cash Flow Forecast

c)

Profit

d)

Investment

2.
The Payback Period (PBP) will always select the investment that
a)
Gives the highest rate of return
b)
Returns the cost of investment first
c)
Has the highest total net cash flow
3.

To calculate the remaining months, which calculation for Payback is correct?

a)

Payback in months = (Income required to reach payback / Income generated in the payback year) ×12

b)

Payback in years = (Income required to reach profit / Income generated in the payback month) ×12

c)

Payback in months = (Costs in payback year / Income generated in the payback year) ×12

d)

Payback in years = (Costs in payback month / Costs generated in the payback year) ×12

4.

The following are all methods of investment appraisal, EXCEPT

a)

Payback period

b)

Net present value using discounted cash flows

c)

Average rate of return

d)

Balance sheet return

5.

The initial investment is £5,000. In the first year the firm paid back £1,000 in the second year £2,000 and the third year 3,000. The payback period for the investment is:

a)

2 years

b)

3 years

c)

3 years 4 months

d)

2 years 8 months

6.

Popps Ltd is considering the purchase of an asset for £120,000. This asset will generate the following cash flows:

£

Year 1 15,000

Year 2 25,000

Year 3 40,000

Year 4 40,000

Year 5 35,000

Year 6 30,000

Using a discount rate of 20% the discounted payback period would be:

a)

4 years

b)

6 years

c)

The investment does not pay back

d)

5 years

7.

The discount factor used to appraise capital investment decisions is a measure of:

a)

The current high street interest rate

b)

The opportunity cost of capital of the business

c)

The current inflation rate

d)

The opportunity cost of capital of all businesses in the same industry

8.

What does the time value of money mean?

a)

The idea that a £ today is worth more than a £ in the future

b)

The idea that a £ today is worth less than a £ in the future

c)

The value of time in monetary terms

d)

How much time is takes to earn an investment back

9.

If interest rates are currently 5 per cent then the NPV of $100 received at the end of two years will be $95

a)

True

b)

False, it will be less

c)

False, it will be more

d)

This cannot be determined

10.
Which of the following is NOT relevant to the use of the NPV method of investment appraisal?
a)
It relies on discounted cash flows
b)
It’s expressed as a percentage for easier comparison
c)
Its value will fall if interest rates rise
d)
A financially viable investment has a positive value
11.

NPV will be positive if

a)

companies work hard to get a good rate of return

b)

discounted cash flows equal or exceed initial investment

c)

money is paid back on time

d)

discounted cash flows are less than initial investment

12.

The following cash flows describe an investment.


Yr 0: (30,000)

Yr 1: 8,000

Yr 2: 6,000

Yr 3: 7,500

Yr 4: 10,500

Yr 5: 13,000


Select the answer which has the correct NPV, based on a discount rate of 11%.

a)
b)
c)
d)
13.

The formula for Present Value is :

a)

PV = FV/(1+r)

b)

FV = PV/(1+r)

c)

PV = FV/(1+r)n

d)

FV = (1+r)/PV

14.
The idea that money to be paid out or received in the future is not equivalent to money paid out or received today
a)
SMART Money
b)
Time Value of Money
c)
PV/FV Money
d)
Compound Money
15.

Process of changing future value to the present value known as

a)

Compounding

b)

Discounting

c)

Simple interest

d)

Principal

16.

The present value of an asset's future cash flows minus its purchase price initial investment is

a)

Internal Rate of Return

b)

Payback

c)

Net Present Value

d)

Modified Internal Rate of Return

17.

The disadvantage of the IRR method is that

a)

the IRR deals with cash flows.

b)

the IRR gives equal regard to all returns within a project's life.

c)

the IRR will always give the same project accept/reject decision as the NPV.

d)

the IRR requires long, detailed cash flow forecasts.

18.

Under what condition would you NOT accept a project that has a positive net present value?

a)

If the project has a profitability index less than zero.

b)

If two or more projects are mutually inclusive.

c)

If the firm is limited in the capital it has available (capital rationing).

d)

If a project has more than one sign reversal.

19.

mudharabah is

a)

supporting contract

b)

leasing contract

c)

partnership contract

20.

The contract in Islamic banking that is related to the agricultural goods is:

a)

Istisna'

b)

Musharakah

c)

Salam

d)

Ijarah