Having more work-related stress and not as much flexibility to take off are cons for which type of employment?

Mark ALL that show examples of benefits for working part-time.

Not being eligible for health insurance or other benefits is an example of a con for full-time employment.

It is impossible to work more than 30 hours each week and be labeled part-time.

A person working at subway 20 hours per week is working _______________.

A person working as the store manager for Target for 60 hours per week is working _______________.

A person working as a barista at starbucks for 23 hours per week is working _______________.

A person working as a basketball referee for 15 hours per week is working _______________.

This person works at Piggly Wiggly. They get paid once every two weeks. How often are they getting paid?

This person works at the post office. They get paid once every week. How often are they getting paid?

This person works at the animal shelter. They get paid once every month. How often are they getting paid?

This is what you get paid BEFORE taxes.

This is what you take home AFTER taxes and everything else is taken out or deducted.

FICA tax aka the Federal Insurance Contribution Act tax is usually what two things combined?

With this method, you complete forms that allow your paycheck to be deposited into your bank account.

With this method, you receive a paper check when you get paid.

Babysitting is an example of a job where you can get paid cash.

Mowing the lawn is an example of a job where you can get paid cash.

This is an account that you can deposit money or checks into.

The money that you earn from the bank.

This is an account designed for you to store money for emergencies, vacations, or “just in case” money.

A card linked to your checking account that allows you to make purchases.

Using the ATM is a way you can withdrawal or take out money.

What happens if you spend MORE money than you have in your account?

Mark ALL the ways that you can keep up with your account that we discussed.

One of the four types of credit are:

Another example of one of the four types of credit are:

______________ lender loans you money based on your willingness and your ability to repay the money.

T/F: Secured credit is more risk for the lender.

T/F: Unsecured credit requires collateral.

If an unsecured loan is not repaid, the lender can sue for the balance.

Borrowing money is based on a _________ agreement.

____________ and other fees increase your cost of borrowing, but they also make it possible for lenders to stay in business.

Your credit score can impact your ability to do what?

Your credit score can also impact your ability to do what?

You can have bad credit and join the military.

The higher your interest rate, the ________ it will take to pay your loan off.

People who have lower interest rates end up paying less over time.

People who have lower interest rates are most likely to irresponsible with spending.