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Child Development Budgeting for Baby Quick Check 1

Total questions: 12

Worksheet time: 7mins

Name
Class
Date
1.

According to The Department of Agriculture what is the estimated cost of raising a child from birth through age 17?

a)

$103,500

b)

1 million

c)

$233,610

d)

$60,500

2.

According to surveys do most people track their spending or have budgets?

a)

Yes

b)

No

3.

What is the definition of a budget?

a)

This federal law that requires employers with more than 50 employees to give twelve weeks of leave to workers for family reasons

b)

A government resource that provides support to families

c)

A budget is an estimate of income and expenses for a set period of time

d)

The process for getting a loan

4.

What are 2 important tips to creating a quality budget?

a)

spending all the money you have each month

b)

tracking your spending accurately

c)

finding a resource to input all of your budget information

d)

spending most of your income on a car

5.

What was the real median family income in Indiana for 2019?

a)

$73,876

b)

$99, 556

c)

$50,100

d)

$155,333

6.

When looking at the model budget, what are 2 of the biggest budget categories families have?

a)

food

b)

entertainment

c)

personal care

d)

housing

7.

What are some deductions that might come out of your gross income?

a)

taxes

b)

housing

c)

healthcare

d)

transportation

8.

What expense category would most likely increase due to having a new baby?

a)

child care

b)

entertainment

c)

utilities

d)

housing

9.

What are 2 effective ways new parents could potentially reduce their health care costs?

a)

Skip going to the doctor

b)

Attend free or reduced rate clinics

c)

Have employer provided insurance

d)

Wait until the last minute to explore their options

10.

What are 2 one time costs new/expecting parents might have?

a)

maternity clothing

b)

formula

c)

diapers

d)

baby bed

11.

Does it cost more to formula feed or breastfeed your baby?

a)

formula feed

b)

breastfeed

12.

Are there several resources and organizations available to new/potential parents?

a)

yes

b)

no