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Click 2 Protect Life

Total questions: 7

Worksheet time: 7mins

Name
Class
Date
1.

Mr. Ahuja will be retiring from his employment with

a public sector company in ten year's time. He lives

with his wife and has no children.

Along withproviding for the financial security of his

wife, he would also like to supplement his pension

post retirement.Which option of Click 2 Protect Life will you pitch to him?


Identify the correct answer from the list below

a)

Extra Life Option

b)

Life Protection

c)

Life and Critical illness Rebalance option

d)

Income Plus

2.

Ms. Maheshwari age 39, wants to purchase a Click 2 Protect Life plan with the Life Protect option, to provide financial security to her parents who live with her. She asks if she can get life cover for the whole of her natural life. Is this coverage available under the chosen option?


Identify the correct answer from the list below

a)

Yes, she can choose Whole Life coverage under the Life Protect Option

b)

No, she cannot choose Whole Life coverage under the Life Protect Option

3.

Mr. Raghuram has decided to buy the Click 2 Protect Life plan with Income Plus option. He wants to understand the percentage of income benefit he will receive and from when he will start receiving the amount.


Identify the correct answer from the list below

a)

Annual payout of 1.5% of the basic sum assured is payable from policy anniversary following age 60 years, until death or maturity whichever is earlier

b)

Quarterly payout of 0.5% of the basic sum assured is payable from policy anniversary following age 65 years, until death or maturity whichever is earlier

c)

Monthly payout of 0.1% of the basic sum assured is payable from policy anniversary following age 60 years, until death or maturity whichever is earlier

d)

Monthly payout of 0.5% of the basic sum assured is payable from policy anniversary following age 65 years, until death or maturity whichever is earlier

4.

Mr. Jayram wants to take the Income Benefit on Accidental Disability rider,can he get it with all the plan options of Click 2 Protect Life with whole life cover.


Identify if the above statement is true or false.

a)

True

b)

False

5.

Ms. Agrawal age 32, is an enterpreneur, she is married and having two kids, convinced to buy Click 2 Protect life – Income option under fixed term , limited pay option with sum assured of Rs. 2 Crore . She wants to understand about the maturity benefit under the Income Option


Identify the correct answer form the list below

a)

Sum Assured on Maturity without deducting any survival benefits

b)

Sum Assured on Maturity equal to maximum (105% of total premium paid less survival benefits paid out OR Zero)

c)

Sum Assured on Maturity equal to maximum (110% of total premium paid less survival benefits paid out OR Zero)

d)

Sum Assured on Maturity less survival benefits

6.

Mr. Rakesh is a Businessman and has to travel to many cities for business meetings and conferences. He wants to understand whether HDFC Life Click 2 Protect Life Plan can provide additional sum assured incase of death due to accident. Which plan option should he select to get the benefit?


Identify the correct answer from the list below

a)

Income Plus

b)

Life and Critical illness Rebalance option

c)

Extra Life Protect

d)

Life Protect

7.

Mr.Saha age 42, is availing Critical illness plus rider.

He wants to confirm the waiting period under this rider,

if he gets diagnosed with any covered critical illness.

Select the correct option from the list below

a)

180 days

b)

90 days

c)

30 days

d)

60 days