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25.2 Business Self check

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

A loan that is to be repaid in two years would be classified as ___________.

a)

brief term

b)

medium term

c)

long term

d)

short term

2.

The most important factor in determining the cost of credit is the __________.

a)

amount of the loan

b)

risk the creditor takes

c)

length of the loan

d)

risk the debtor takes

3.

Credit provided by a store is called a _____________.

a)

charge account

b)

credit permit

c)

courtesy account

d)

store credit

4.

A ____________credit card can be used only to buy goods or services at the business that issued the card.

a)

single function

b)

single course

c)

single purpose

d)

single use

5.

Bank credit cards are issued by ____________

a)

banks

b)

credit card companies

c)

stores and oil companies

d)

stores, banks, and oil companies

6.

Travel and entertainment cards require cardholders to pay _________each month.

a)

a minimum payment

b)

the full amount

c)

a service fee

d)

interest

7.

A 15-year installment loan that is used for the purchase of a home is called a __________loan.

a)

home improvement

b)

real estate

c)

mortgage

d)

single purpose

8.

Something of value the bank can take if a borrower does not make the required loan payments is called _________.

a)

certification

b)

security

c)

collateral

d)

warrant

9.

Payday advance services offer short-term loans, usually ___________days.

a)

3 to 4

b)

15 to 30

c)

5 to 14

d)

21 to 28

10.

Credit card holders receive a monthly ___________showing all the purchases they have made in the last month.

a)

invoice

b)

report

c)

letter

d)

statement