The rate charged for borrowing money usually expressed as a percent of the amount borrowed

(a)  

A yearly fee that may be charged for having a credit card, independent of how you use the card

(a)  

A fee charged if your payment is received after the due date

(a)  

A credit card benefit that pays the cardholder a small percentage of their net expenditures, often in cash, payment toward their balance, reward points, travel miles, or gift cards

(a)  

A monthly record of your account transactions provided by your credit card company electronically or on paper

(a)  

The number of days between a borrower's statement date and when payment is due, often without accruing interest

(a)  

The act of transferring debt from one credit card account to another, usually for a fee

(a)  

Open line of credit that can be used for any purchases as long as you are under the limit and that's payments vary monthly based on size of the debt

(a)  

A standard table that legally must appear in a credit card agreement showing basic information about the card's rates and fees

(a)  

Fee charged for violating a term of the credit agreement

(a)  

The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender

(a)  

The amount you owe as the cost of borrowing money

(a)  

A type of credit card that requires the borrower to pay the company a fixed, up-front amount of money as collateral, which becomes the credit limit of the card, thereby making it low-risk to the credit card company

(a)  

Someone who legally agrees to take responsibility for a person's debt if they cannot repay it

(a)