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BANKING COMPANIES

Total questions: 30

Worksheet time: 16mins

Name
Class
Date
1.

ROLL NO. AND SECTION

4 lines
2.

What types of loans do you know? (3)

a)

Savings

b)

Cash credit

c)

overdraft

d)

current

e)

Mortage

3.

BANKING COMPANIES ACT WAS PASSED IN THE YEAR

a)

1950

b)

1963

c)

1955

d)

1949

4.

A bank is...

a)

a business that keep money for customers and makes loans.

b)

a company that uses your money for bartering.

c)

an organization that holds money and other valuable assets.

d)

a business that borrows money from you.

5.

When the bank pays a transaction for you because you don't have enough money in your account it's called an........

a)

withdrawal

b)

overdraft

c)

bank

d)

income

6.

Who is the Apex body in Indian Banking System?

a)

RBI

b)

SEBI

c)

IRDA

d)

NABARD

7.

Income on investment is related to schedule no.

a)

13

b)

14

c)

8

d)

16

8.

endorsements is related schedule no.

a)

9

b)

11

c)

12

d)

16

9.

Non banking assets show under the schedule

a)

10

b)

11

c)

12

d)

none of the above

10.

Bills discounted and purchased related to schedule no.

a)

13

b)

9

c)

both

d)

none of the above

11.

Which item/s related to schedule no 16

a)

insurance

b)

establishments

c)

bonus

d)

commission

e)

interest accrued

12.

On ............ account no interest is paid by bank -

a)

current

b)

saving

c)

fixed deposit

d)

recurring deposit

13.

By ............. , bank lends money to public

a)

overdraft

b)

cash credit

c)

bill discounting

d)

all the above

14.

Transfer to statutory reserves, ............. for bank

a)

compulsory

b)

essential

c)

voluntary

d)

as per requirement

15.

Transfer to statutory reserve, is made out of:-

a)

current year's profit

b)

previous year profit

c)

capital reserves

16.

Profit & Loss account of banks is prepared in Form..........

a)

A

b)

B

c)

H

d)

F

17.

The balance sheet of banks is prepared in form

a)

A

b)

B

c)

H

d)

F

18.

Cheque is used for-:

a)

Deposit

b)

Withdrawal

c)

Deposit and withdrawal

d)

None of these

19.

There are how many schedule in profit and loss account in Banking companies.

a)

3

b)

4

c)

12

d)

14

20.

Rebate on Bills Discounted means - - - - -

a)

Discount received by bank but not earned

b)

Discount earned by bank but not received

c)

Discount charged by bank on Bills Discounted

21.

Every bank has to create statutory reserves of - - - of net profit of current year.

a)

15%

b)

25%

c)

20%

22.

-----is the first"Asset"in the balance sheet of a bank.

a)

Cash and balance with Reserve Bank of India

b)

Investment

c)

Advances

23.

Balance with RBI are shown in the final accounts of a bank in - - - - - -

a)

Schedule 9

b)

Schedule 10

c)

Schedule 6

24.

Inter office adjustment (net) will appear in - - - - the balance sheet of a bank.

a)

Other Liabilities only

b)

Other Assets only

c)

Either under other Liabilities or other Assets.

25.

Liability on partly paid investment is - - - - liability

a)

Fixed

b)

Contingent

c)

Current

26.

Schedule 4 of banking company accounts is

a)

Deposit

b)

Borrowing

c)

Advances

27.

Schedule 8 in Bank final accounts includes

a)

Advances

b)

Investment

c)

Other assets

28.

----is one which has been classified as NPA for a period not exceeding 12 months.

a)

Standard asset

b)

Substandard assets

c)

Loss assets

29.

On this check, which number is the checking account number?

a)

1001

b)

1234567890

c)

042000314

d)

checks don't have routing numbers

30.

What is your favourite subject?

a)

business statistics

b)

marketing management

c)

banking and banking low

d)

corporate law