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WorksheetsHealth Premia Product
Total questions: 18
Worksheet time: 6mins
What is the Room Rent Eligibility for 10Lac Sum Insured in Health Premia Policy
Single Private A/C Room
Covered upto SI
Covered upto SI except Suite and above Category
None of the above
What is the Room Rent Eligibility for 1Cr Sum Insured in Health Premia policy
Covered upto SI
None of the above
Covered upto SI except Suite and above Category
Single Private A/C Room
What is the Coverage Limit for Pre & Post Hospitalisation Expenses in Health Premia Policy
90days & 180days
30days & 60days
60days & 180days
60days & 90days
What is Zone 1 Coverage in Health Premia Policy
All India coverage with 20% co-pay if treatment taken in Delhi NCR, Mumbai (including Thane & Navimumbai), Kolkata & Gujarat
All India coverage with no co-pay
Maternity is covered Under which combination in Health Premia product
Individual, Family Floater & family First
Family Floater & family First
Individual , Family First
What is the Waiting period for availing Maternity benefit
24months
48month
What is Loyality Addition in Health Premia Policy
Increase in SI @ Renewal by 10% max. Upto 100% if No claim
Increase in SI @ Renewal by 20% max. Upto 100%
Increase in SI @ Renewal by 10% max. Upto 100% irrespective of Claim
What is Enhanced Loyality benefit
Increase in SI @ Renewal by 20% max. Upto 200% irrespective of Claim
Increase in SI @ Renewal by 10% max. Upto 100% irrespective of Claim
Increase in SI @ Renewal by 10% max. Upto 100% if No claim
Increase in SI @ Renewal by 20% max. Upto 200% IF NO Claim
How Refill benefit work in Health Premia Policy
Triggered Only Once in a Policy Year can be utilised multiple times
If Full or Partial SI Exhausted
Can avail for Same person same Illness
All are correct
Emeregency Assistance services within India is can be reimbursed
Yes
No. Only CashLess
Emergency Assistance service can be payablae if
Travel is for Less than 90days period
Travelling to a place which is 150KM or above from residence
The Trip is within India
All of the above
Premium Waiver benefit is available in
Individual, Family Floater and Family First
Only in Family First
Family Floater and Family First
Premium Waiver benefit is applicable when Proposer is Insured only
Yes
No
Health Checkups covered from
In family First Silver Once in 2yrs. And in all other variants Day 1 Policy issuance
Day 1 of Policy issuance
Health Checkup Limit for 3 Cr Customer in family floater
Rs. 5000 per Insured
Rs. 10000 per Insured
Rs 30000 per Insured
Specified Illness coverage in Abroad is
Cashless only
Can be reimbursed
Platinum customer has Diagnosed with Cancer after 30days , can he Avail the Treatment outside India
Yes
No
OPD benefit is covered in
Only In Platinum
Only in Gold and Platinum
All the Sum Insured options
