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Personal Finance Unit 3 Review

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

What does FICA represent on your paycheck?

a)

The amount your paid into Social Security

b)

The amount your employer paid into Social Security

c)

The amount you paid for health insurance

d)

The amount you paid for Federal taxes

2.

Following a business employee for a few days to obtain information about that particular career is an example of

a)

Interviewing

b)

Volunteering

c)

Job Shadowing

d)

An internship

3.

What does "current" mean on your paycheck?

a)

The date of the check

b)

The time period for which you were paid

c)

Your take home pay

d)

Your gross pay

4.

People who work on commission

a)

Have steady, reliable incomes

b)

Get paid once a month

c)

Get paid only when they complete a sale

d)

Get bonuses every year.

5.

Which of the following is NOT part of a compensation package?

a)

401k matching

b)

Health benefits

c)

work from home option

d)

All of these are part of a compensation package

6.

Most people feel that money is the most important reason to choose a job.

a)

True

b)

False

7.

What does it mean if the cost of living index in your city is 120?

a)

It is less expensive than average to live there.

b)

It is more expensive than average to live there.

c)

Only the cost of housing is more in that city.

d)

The cost of housing is less expensive than average.

8.

In-state public schools are always less expensive to attend than private universities.

a)

true

b)

false

9.

How long should you stay at a job to show stability and reliability as an employee?

a)

At least a year

b)

At least 2 years

c)

At least 5 years

d)

It doesn't matter how long you stay if you are a good employee.

10.

In order to be eligible for a company's 401k plan, you must work there for at least 2 years.

a)

True

b)

False

11.

The difference between a salary and a wage is

a)

A salary is based on a yearly amount and a wage is hourly pay

b)

There is no difference

c)

A wage is based on a yearly amount and a salary is hourly

d)

You get overtime if you get a salary

12.

The federal government says you receive overtime if

a)

You are an hourly worker and you work over 50 hours a week.

b)

You are an hourly worker and you work over 35 hours a week.

c)

You are a salaried worker and work over 40 hours a week.

d)

None of these

13.

You make $10 an hour at your job. You worked 5 hours of overtime in this pay period. You will be paid ______ an hour for those 5 hours.

a)

$12.50

b)

$15.00

c)

$20.00

d)

None of these

14.

The purpose of providing perks to your employees is

a)

So you can attract the best talent

b)

So you can keep your employees from leaving to go to other companies

c)

To increase employee morale

d)

All of these

15.

Most Americans do not use all of their vacation days every year.

a)

True

b)

False

16.

Your employer pays the same amount of Medicare and Social Security Tax on your check as you do.

a)

True

b)

False

17.

The type of summer job you have while you are in college will not matter when you graduate and start your career.

a)

True

b)

False

18.

You are allowed to collect unemployment benefits if

a)

You were let go for showing up late too many times

b)

You were let go because crashed the company car but didn't tell anyone.

c)

You were let go because you were the last one hired and the company doesn't need as much help at this time.

d)

All of these

19.

You can collect unemployment

a)

forever until you find another job.

b)

for a year.

c)

for 6 months.

d)

for 4 months.

20.

Which of the following is an example of a work-related expense?

a)

Reduced income by cutting back on hours to attend community college

b)

Paying for a parking garage near work

c)

Switching jobs because you and your spouse moved

d)

All of these