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Module 1 : The Appraiser and Public Trust

Total questions: 34

Worksheet time: 17mins

Name
Class
Date
1.

In real estate appraisal, fees based on a percentage of the conclusion of value are

a)

  allowed if the client agrees.

b)

  never allowed.

c)

  strongly discouraged.

d)

  allowed in tax appeal cases.

2.

A property owner has asked an appraiser to work on a tax appeal assignment, but only if the tax value can be lowered. What must the appraiser consider in this situation?

a)

  The appraiser may be able to perform the service as a consultant, but not in the role of an appraiser.

b)

  The appraiser's bias must be disclosed in the appraisal.

c)

  The appraiser can only use comparable sales that support a lower tax value.

d)

  This is a normal request that requires no special considerations by the appraiser.

3.

An appraiser’s familiarity with a specific type of property applies to what concept?

a)

intended use

b)

impartiality

c)

sufficient diligence

d)

competency

4.

Being competent pertains to

a)

  a market.

b)

  specific laws or regulations.

c)

  a particular approach.

d)

  all of these answers.

5.

During the course of an appraisal, you discover a complexity that is beyond your ability and experience. What should you do?

a)

Inform the client and explain how you will become competent.

b)

Withdraw from the assignment after telling the client.

c)

At your expense, hire another appraiser to complete the assignment.

d)

Just do the best you can.

6.

What is the likely result of an appraiser sufficiently diligent in their appraisal practice?

a)

  assignment results that are credible

b)

  a substantial error of omission

c)

  employing unrecognized methods and techniques

d)

  committing a series of errors that undermine the credibility of the assignment results

7.

One minor error carries the same weight as a large error in the eyes of the appraisal standards.

a)

True

b)

False

8.

Which of the following is the best example of an appraiser that has performed an appraisal service in a careless or negligent manner?

a)

The appraiser turned in the appraisal report past the date it was due.

b)

The appraiser made a series of errors that individually might not significantly affect the results of the appraisal, but that in total affect the credibility of those results.

c)

The appraisal report had several typos.

d)

The appraiser mislabeled one of the rooms in the building sketch, although it was correctly stated in the report content.

9.

The intended use of the appraisal is the appraiser's understanding of

a)

who is responsible for the appraiser's fee.

b)

which definition of value is to be used.

c)

if a scope of work description is needed.

d)

how the client will use the appraisal.

10.

The manner in which a client utilizes the information and opinions contained in the appraisal report may be best identified as

a)

the intended use.

b)

the purpose of an appraisal.

c)

  the base of an appraisal.

d)

  the appraisal premise.

11.

Before an appraiser begins an assignment, what should the appraiser develop to ensure credible results?

a)

  a pro forma for the assignment

b)

  the scope of work

c)

  the scope of work

d)

  a project timeline

12.

Which of the following statements is true?

a)

Problem identification precedes the scope of work decision.

b)

The scope of work is predetermined in a mortgage related appraisal.

c)

The scope of work determines the problem to be solved.

d)

The assignment conditions control the type of report to be written.

13.

What is NOT true about the scope of work in the appraiser's valuation process?

a)

The actual scope of work performed must be disclosed in the appraisal report.

b)

The scope of work is determined when the report is written.

c)

The appraiser must be prepared to demonstrate that the scope of work is sufficient to produce credible assignment results

d)

The scope of work is decided after the appraiser has identified the problem to be solved

14.

The unethical practices of a few appraisers can sometimes damage public trust for the entire appraisal profession.

a)

True

b)

False

15.

Which of the following statements summarize an appraiser's ethical obligation?

a)

  organized, analytical, impartial

b)

  independent, impartial, objective

c)

  coherent, complete, independent

d)

  objective, fair, unbiased

16.

Sanchez is appraising a property for a client with the intended use of filing a tax appeal. In this type of assignment, which of the following choices best describes Sanchez’s role?

a)

  an advocate for the tax appeal board

b)

  a representative of the client’s position

c)

  an independent and impartial appraiser that is neutral to any position of the parties involved in the matter

d)

  an appraiser working for the client's lawyer

17.

An appraiser has accepted an appraisal assignment and begins working on it. During the course of the assignment, the appraiser discovers that he doesn’t have the competency required to complete the assignment, but feels he can acquire the necessary competency. What is the best course of action the appraiser should take in this situation?

a)

  He has no other choice but to immediately withdraw from the assignment.

b)

  He must notify the client of the competency issue and take the necessary steps to gain competency in order to complete the assignment.

c)

  He must complete the assignment to the best of his ability.

d)

  He must contact the client to obtain permission to continue the assignment.

18.

Being competent pertains to

a)

  a market.

b)

  specific laws or regulations.

c)

  a particular approach.

d)

  all of these answers.

19.

An appraiser performing an assignment in an unfamiliar geographic location must spend sufficient time analyzing the location to understand the _______ of the local market.

a)

nuances

b)

  demographics

c)

  political forces

d)

  linkages

20.

When developing a real property appraisal, an appraiser

a)

  must use only those methods and techniques the appraiser is familiar with.

b)

  must be aware of, understand, and correctly employ those recognized methods and techniques that are necessary to produce a credible appraisal.

c)

  can improvise valuation techniques when the assignment is complex and traditional methods don't work.

d)

  must be aware that competency doesn't require the appraiser to know the best method or technique to solving the problem.

21.

Making a series of small errors in an appraisal is acceptable so long as it does not significantly affect the value conclusion.

a)

True

b)

False

22.

Your client, the bank, discovers an error in your report. The error could result in a change in your conclusion. Are you allowed to change the report?

a)

  Yes, if the client requests a change that does not violate the appraisal contract.

b)

  Yes, if the error is verified and a change is logical.

c)

  No, you may not change a report once it has been delivered.

d)

  No, if the change results in a higher value that favors the cause of the client.

23.

The purpose of the assignment is also referred to as

a)

  scope of work.

b)

  type and definition of value.

c)

  value opinion.

d)

  the extent of research.

24.

The intended use of the appraisal is the appraiser's understanding of

a)

  who is responsible for the appraiser's fee.

b)

  which definition of value is to be used.

c)

  if a scope of work description is needed.

d)

  how the client will use the appraisal.

25.

Which of the following is one of the assignment elements that an appraiser must identify prior to acceptance?

a)

  assignment delivery date

b)

  assignment fee

c)

  assignment conditions

d)

  assignment exceptions

26.

You are an appraiser who also performs brokerage services. You have been asked to help sell a small family farm. The client specifically needs assistance with a marketing plan, deciding what improvements should be made to the property and how to handle an offer. If you accept this assignment, you are

a)

  not competent enough to perform the assignment.

b)

  acting in the role of the broker, rather than an appraiser.

c)

  providing a value opinion as an appraiser.

d)

  violating the code of ethics for appraisers.

27.

An appraiser has the ____________ to support the scope of work decision and the level of information included in a report.

a)

  burden of proof

b)

  range of options

c)

  choice

d)

  contractual obligation

28.

What is NOT true about the scope of work in the appraiser's valuation process?

a)

  The actual scope of work performed must be disclosed in the appraisal report.

b)

  The scope of work is determined when the report is written.

c)

  The appraiser must be prepared to demonstrate that the scope of work is sufficient to produce credible assignment results

d)

  The scope of work is decided after the appraiser has identified the problem to be solved

29.

An appraiser who favors the cause of the client shows

a)

association

b)

  competence.

c)

  advocacy.

d)

  discrimination.

30.

What is one of the obligations an appraiser must ensure in order to ethically perform an appraisal assignment?

a)

  An appraiser must ensure partiality.

b)

  An appraiser must ensure subjectivity.

c)

  An appraiser must ensure independence.

d)

  An appraiser must accommodate any personal interest in the appraised property.

31.

In real estate appraisal, fees based on a percentage of the conclusion of value are

a)

  allowed if the client agrees.

b)

  never allowed.

c)

  strongly discouraged.

d)

  allowed in tax appeal cases.

32.

A competency issue best applies to which of the following examples?

a)

  the appraiser's knowledge of a specific analytical method

b)

  the appraiser's identification of the client and other intended users

c)

  the appraiser's method of communicating the assignment results

d)

  the appraiser's identification of the effective date of the value conclusion

33.

Your client, the bank, discovers an error in your report. The error could result in a change in your conclusion. Are you allowed to change the report?

a)

  Yes, if the client requests a change that does not violate the appraisal contract.

b)

  Yes, if the error is verified and a change is logical.

c)

  No, you may not change a report once it has been delivered.

d)

  No, if the change results in a higher value that favors the cause of the client.

34.

Appraisers must develop and communicate their work in a manner that is _________ and that does not __________their services to intended user.

a)

meaningful, misrepresent

b)

  frank, honest

c)

  impartial, independent

d)

  ethical, competent