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Building Wealth: Balance Sheet

Total questions: 20

Worksheet time: 12mins

Name
Class
Date
1.

Define assets

a)

Assets that add to net wealth

b)

The loss of value of an asset over time

c)

Anything an individual or business owns that has commercial or exchange value

d)

A financial statement showing a snapshot of the assets, liabilities, and net worth of an individual

2.

Define Balance Sheet

a)

A financial statement showing a snapshot of the assets, liabilities, and net worth of an individual

b)

Money an individual or organization owes.

3.

Define Depreciation

a)

The difference between the total assets and total liabilities of an individual.

b)

The loss of value of an asset over time.

4.

Define Liabilities

a)

Money an individual or organization owes

b)

Anything an individual or business owns that has commercial or exchange value.

5.

Define Net worth

a)

The loss of value of an asset over time.

b)

The difference between the total assets and total liabilities of an individual.

c)

Assets that add to net wealth.

d)

Money an individual or organization owes.

6.

Wealth-building assets

a)

The loss of value of an asset over time

b)

Anything an individual or business owns that has commercial or exchange value

c)

Assets that add to net wealth

d)

Anything an individual or business owns that has commercial or exchange value

7.

Name two assets that are likely to depreciate in value over time

a)

Land, Houses

b)

Computers, Video Games

8.

Give one reason why houses are generally considered a wealth-building asset.

a)

Because it has a mortgage

b)

A house is not a wealth-building asset.

c)

A house is a wealth-building asset when it appreciates in value over time.

d)

A house is not wealth-building asset it is a liability.

9.

If your total liabilities increase without a change in assets, how will it impact net worth?

a)

Net worth Decreases

b)

Net worth Increases

10.

What is the formula for net worth?

a)

Assets - Liabilites= Net worth

b)

Assets + Liabilities + debt= Net worth

c)

Assets+ Liabilities= Net Worth

11.

What is balance sheet?

a)

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure.

b)

A Balance sheet is one of a company's core financial sheet that shows their profit and lossProfit and Loss

12.

Which one does not belong to liability?

a)

Mobile Phone Bill

b)

Bank Loan

c)

Bank Balance

d)

Owed To Friends

13.

Property owned by an individual

a)

Liability

b)

Asset

c)

Property

d)

Net Worth

14.

Examples of Liabilities include which of the following:

a)

Loans, credit cards, and real property

b)

Loans, mortgage, and credit cards

c)

Loans, Art collection, and savings account

d)

Mortgage, credit card, and real property

15.
Which of the following is considered an asset?
a)
Bank Loan
b)
Mortgage
c)
Debit Card
d)
Savings account
16.

Define “Don’t put all your financial eggs into one basket”.

a)

To make fried rice

b)

Put your money in different types of investment

c)

High risk, high return

d)

Put all your money into one type of investment

17.

Select the item which is a fixed asset

a)
b)
18.

The value of all assets minus the value of all liabilities.

a)

Financial obligations

b)

Assets

c)

Net Worth

d)

Property

19.

Which one of the following are financial institutions?

a)

bank and credit union

b)

library and hospital

c)

school and museum

d)

Starbucks and Wal-Mart

20.

Going to work at a job is a way to....

a)

get fired

b)

earn money

c)

make new friends

d)

buy a motorcycle