WorksheetsPWS GCQ Night Episode 3
Total questions: 25
Worksheet time: 13mins
What are the issue ages of Family Secure?
0-70
18-60
18-65
18-70
[Multiple Answers] In Family Secure, the following are considered key life events for an additional 5% coverage:
Birthday
Birth of a Child
Marriage
Retirement
For the dial down option in Family Secure, if the insured is 55 years old, what age can he perform a dial down?
55
60
66
Not Applicable
In Family Secure, up to how much percent can you request for an increase in coverage starting the 2nd year?
50% of the FA
100% of the FA
150% of the FA
500% of the FA
In Family Secure, after how many years can you request for a decrease of coverage of up to 50%?
Any time
1
2
10
[Family Secure] If a client who has been consistently paying his premiums dies, with an insurance coverage of 2M and account value of 500K, how much will his beneficiaries get?
Php 500,000
Php 2 Million
Php 2.5 Million
Php 2.7 Million
Which is NOT a vitality-linked rider or benefit in a Family Secure plan?
Hospital Confinement Benefit
Coverage Boost
Premium Discount
Bi-Weekly Rewards
In Family Secure, when can you add/delete rider/s?
Any time within the Lifetime of the Policy
2nd year onwards
After the 10th Policy Year
Not Applicable
How many years is Coverage Protector in effect in Family Secure given that there were no payment issues whatsoever?
While Actively Paying
3
10
20
When is the earliest time that you can apply for a premium holiday?
After 5 years
After 10 years
After 20 years
At Age 60
After how many days is Daily Hospital Income Benefit activated?
From Effective Date
From Approval Date
30 days after Effective Date
60 days after Effective Date
Which part of the A&H Rider can you NOT add if you've already attached ALL HCB riders?
Weekly Income
Medical Reimbursement
Total & Permanent Disability
Surgical Allowance Benefit
[Multiple] As of iPos version 9.50, what payment variants are available for Health Invest Plus?
3-Pay
5-Pay
7-Pay
10-Pay
For a Health Invest Plus plan with complete HCB benefits (Plan C), how much is the Outpatient Treatment Benefit?
1,000
1,500
2,000
3,000
For Health Invest Plus, how much percentage of the ESCI is given for Diabetic Complications?
10%
20%
100%
Not covered
Up to how many times can the 25% ESCI benefit be paid out upon early stage condition diagnosis?
Once only
2x
4x with similar condition
4x with different conditions
For a 3-pay Health Invest Plus, how much is the Premium Charge on the 3rd year?
20%
10%
5%
0%
For a 7-Pay Health Invest Plus, how much is the one-time loyalty bonus?
50% of Basic Premium
75% of Basic Premium
100% of Basic Premium
Not Applicable
What are the issue ages of Family Provider?
0-70
18-60
18-65
18-70
What is the maximum Daily Hospital Income Benefit that you can you attach to a 7-Pay Family Provider?
3,000
5,000
10,000
None
[Multiple] What is/are the type/s of Critical Illness benefit can you attach to Family Provider?
Critical Illness
Early Stage Critical Illness
Accelerated Critical Illness
Life Care Plus
In Family Provider, when is the One-Time Loyalty Bonus given to the client given that no withdrawals are made and payments are on time?
On the 10th Year
At the end of 20th Year
On the 15th Year
Not Applicable
When is deletion of rider allowed in Family Provider?
Any time
First year Only
After 10 years
Not Applicable
These are the available fund options for Active Family Provider, except:
PAMI Philam Strategic Growth Fund
Philam Life Equity Capped Index Fund
PAMI Philam Fund
AIA Philam Life Elite Adventurous Fund
How much percentage of the AIA Philam Life Elite Conservative, Balanced and Adventurous funds are in equities?
0, 50, 100
30, 60, 90
10, 75, 90
20, 60, 100
