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Auto insurance

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What Do These Numbers (25/50/25) Mean On My Auto Policy?

a)

You would pay up to $25,000 for one person’s injuries, up to $50,000 for everyone’s injuries added together.

b)

$25,000 per accident , $50,000 per person and $25,000 property damage 

c)

$25 per person, $50 per accident and $25 property damage 

d)

$25,000 per person, $50,000 per accident and $25,000 property damage 

2.

When looking at the number 25/45/15. What does the 25 represent ?

a)

Per person bodily injury limit

b)

Per accident bodily injury limit

c)

Per accident property damage limit

3.

When looking at the number 25/45/15, what does the 45 represent?

a)

Per person bodily injury limit

b)

Per accident bodily injury limit

c)

Per accident property damage limit

4.

When looking at the numbers 25/45/15, what does the 15 represent?

a)

Per person bodily injury limit

b)

Per accident bodily injury limit

c)

Per accident property damage limit

5.

You backed out of your driveway and hit a car coming down the street. No one was hurt, but there was damage to the car on the street.

a)

Uninsured/underinsured Motorist Protection

b)

Property Damage Liability

c)

Car Rental Insurance

d)

Collision

e)

Bodily Injury Liability

6.

You need a car to get to work everyday, but your car is in the shop for a week from an accident you had a few days ago.

a)

Uninsured/underinsured Motorist Protection

b)

Property Damage Liability

c)

Car Rental Insurance

d)

Collision

e)

Bodily Injury Liability

7.

Another vehicle ran a red light and hit your car, but they didn’t have car insurance.

a)

Uninsured/underinsured Motorist Protection

b)

Property Damage Liability

c)

Comprehensive

d)

Collision

e)

Bodily Injury Liability

8.

On your way home from the beach, you were changing lanes on the parkway and hit another car. The passenger in the other car was injured and needed medical attention.

a)

Uninsured/underinsured Motorist Protection

b)

Property Damage Liability

c)

Comprehensive

d)

Collision

e)

Bodily Injury Liability

9.

Your car was parked outside of your house last night, and someone smashed the windshield with a bat.

a)

Personal Injury Protection

b)

Property Damage Liability

c)

Comprehensive

d)

Collision

e)

Bodily Injury Liability

10.

Which one of these can affect your auto insurance

a)

mountain dew

b)

your family

c)

gender

d)

your height

11.

What is a good question before buying auto insurance

a)

How much do I drive

b)

Where am I right now

c)

What am I wearing

d)

What color is my car

12.

What is auto insurance mainly based on

a)

your cars color

b)

where you bought your car

c)

how much you eat

d)

the model and year of your car and how you drive

13.

Driving records can determine the cost of your auto insurance

a)

True

b)

False

14.

Joe purchases a liability insurance plan of 150/400/100. What does the 400 in this plan mean?

a)

The most the insurance company will pay is $400 per accident for other people's medical expenses due to accident that was Joe's fault.

b)

The most the insurance company will pay is $4,000 per person for that person's medical expenses due to accident that was Joe's fault.

c)

The most the insurance company will pay is $400,000 for any damages that occurred due to accident that was Joe's fault.

d)

The most the insurance company will pay is $400,000 per accident for other people's medical expenses due to accident that was Joe's fault.

15.

A large tree limb fell onto your car during a storm damaging the car's roof. Which type of auto insurance would cover the cost to have your car repaired?

a)

liability insurance

b)

medical insurance

c)

comprehensive insurance

d)

collision insurance