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BP Ch. 6 Test

Total questions: 35

Worksheet time: 1hrs 10mins

Name
Class
Date
1.

Most successful entrepreneurs have a low tolerance for with dealing with people.

a)

True

b)

False

2.

If you fail at your first business, do you give up?

a)

No

b)

Yes

3.

Most of the money needed to start a new business comes from the entrepreneur and his or her family and friends.

a)

True

b)

False

4.

Innovative products are new products that no one has seen before.

a)

True

b)

False

5.

Most Americans are employed by a small business.

a)

True

b)

False

6.

A large number of small businesses in the United States are service businesses.

a)

True

b)

False

7.

Many small businesses fail simply because the owners do not keep adequate records

a)

True

b)

False

8.

It is not wise to start a new business when demand for the product or service you plan to sell is high, because already-established companies will have a clear advantage over you.

a)

True

b)

False

9.

The most important step in starting a business is developing confidence.

a)

True

b)

False

10.

The first step in developing a business plan is to gather and review information.

a)

True

b)

False

11.

A good example of an entrepreneur is a(n)

a)

a police officer

b)

UPS delivery driver

c)

gift shop owner

d)

customer service rep

12.

Personal characteristics of successful entrepreneurs include

a)

persistence

b)

recklessness

c)

greed

d)

pessimism

13.

Financing used to pay for starting the business, current operating costs, purchasing a building of the business

a)

start up

b)

short term

c)

long term

d)

all of the above

14.

New businesses are often discontinued because of

a)

low sales

b)

competitive pressure

c)

higher than expected expenses

d)

all of the above

15.

According to the Small Business Administration, a small business is an independent business with fewer than ___ employees.

a)

500

b)

100

c)

50

d)

10

16.

Successful entrepreneurs have many personal characteristics.

a)

True

b)

False

17.

Small businesses

a)

must focus on products and services that meet the needs of as large a group of customers as possible

b)

have an advantage when customers want more individual attention

c)

are generally forced to sell products and services at lower prices than large businesses to compete effectively

d)

all of the above.

18.

Business ideas can come from

a)

books and magazines

b)

business experiences

c)

hobbies and interests

d)

all of the above

19.

The business idea, ownership structure, and the business’s long-term goals are discussed in this section of a business plan

a)

financial plan

b)

marketing plan

c)

operations plan

d)

description of the business

20.

Most business plans are updated

a)

every six months

b)

annually

c)

every five years

d)

whenever the business hires a new employee

21.

A designed change that increases the usefulness of a product or service

a)

operations plan

b)

improvement

c)

Small Business Administration

d)

venture capital

22.

A government agency that helps entrepreneurs develop business plans and obtain financing.

a)

operations plan

b)

improvement

c)

Small Business Administration

d)

venture capital

23.

Money provided by large investors to finance new products and new businesses.

a)

operations plan

b)

improvement

c)

Small Business Administration

d)

venture capital

24.

The part of a business plan that discusses sales forecasts and the location and number of potential patrons

a)

long term financing

b)

customer analysis

c)

Service Corps of retired executives

d)

innovation

25.

Money needed for the main resources of a business that will last for many years.

a)

long term financing

b)

customer analysis

c)

Service Corps of retired executives

d)

innovation

26.

A group of retired local businesspeople who volunteer their services to counsel and mentor new business owners.

a)

long term financing

b)

customer analysis

c)

Service Corps of retired executives

d)

innovation

27.

An invention or creation that is brand new.

a)

long term financing

b)

customer analysis

c)

Service Corps of retired executives

d)

innovation

28.

The part of a business plan that discusses the organization of the company and describes its major operations.

a)

operations plan

b)

inventory

c)

short term financing

d)

long term financing

29.

Products or raw materials a business keeps on hand.

a)

operations plan

b)

inventory

c)

short term financing

d)

long term financing

30.

Money needed to pay for the current operating activities of a business.

a)

operations plan

b)

inventory

c)

short term financing

d)

long term financing

31.

What percentage of U.S. small businesses are owned by women?

a)

about 75%

b)

more than 50% or more than half

c)

more than 33% or more than 1/4

d)

close to 10%

32.

_____________ is the process of starting, organizing, managing, and assuming responsibility for a business.

a)

Entrepreneurship

b)

Investing

c)

Working

d)

Skill master

33.

A written description of a business idea and how it will be carried out is called ____________

a)

Investing plan

b)

Business plan

c)

Retail trade

d)

Business trade

34.

_________financing is the money needed to open a new business.

a)

business

b)

short term

c)

long term

d)

start up

35.

Most new business owners obtain start-up money to finance their business from banks.

a)

True

b)

False