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Financial Literacy Part 2 Consumer Skills

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

When you are deciding what to buy, you should not....

a)

assume that buying the cheapest item is the smartest choice

b)

read reviews from unbiased sources

c)

compare the unit price of similar items

d)

wait for sales to get the best price

2.

How is an advertisement different from a comment from a regular consumer?

a)

The advertisement is likely one-sided

b)

It isn't any different.

c)

The advertisement may have been posted by the seller.

d)

The advertisement is made by an influencer who gets paid.

3.

How is post from a social media influencer different than a comment from a regular consumer?

a)

The influencer is paid to post the product.

b)

It isn't any different.

c)

The post by the influencer is likely one-sided.

d)

The post by the influencer may have been posted by the seller.

4.

What is one of the best ways to get reliable information about a product?

a)

Search online reviews

b)

Follow a social media influencer

c)

Look for the advertisements

d)

Ask someone who has never used it

5.

A pack of 24 pencils is more expensive than 12 pencils, but why could buying the 24 pack be the better deal?

a)

The price of each pencil, or the unit price, is actually cheaper in the 24 pack.

b)

The price of each pencil, or the unit price, is actually cheaper in the 12 pack.

c)

The 24 pack comes with a carrying case.

d)

This statement is false. Buying fewer pencils will always be a better deal

6.

The price of a single item within a group of items is known as the ____________ of the item.

a)

unit price

b)

group price

c)

item price

d)

total price

7.

Which payment option is not accepted online?

a)

Check

b)

Cash

c)

Debit Card

d)

Credit Card

8.

Which payment option takes money out of your bank immediately?

a)

Debit Card

b)

Credit Card

c)

Cash

d)

Line of Credit

9.

What is the best reason for why someone would want to lease a house instead of buy one?

a)

They are planning on living there for a short period of time.

b)

They want full responsibility of all repairs.

c)

They want to be able to hopefully make money when they sell the place.

d)

They want to avoid rent increases and dealing with a landlord.

10.

Leasing a car may be a better option than buying a car if......

a)

You don't plan on having it for long and don't want to worry about regular maintenance.

b)

You travel great distances regularly

c)

You have enough money for a large down payment.

d)

you want the extended warranty and maintenance because you plan on having the car for a while.