WorksheetsRetail Liabilities
Total questions: 96
Worksheet time: 48mins
Name
Class
Date
1.
Operation in "Small Account" (SB136) may be allowed upto 24 months. After that Customer has to submit KYC documents within 15 days , to avoid freezing of operation in the account. Balance at any point of time should exceeds
a)
Rs.200000
b)
Rs.100000
c)
Rs.50000
d)
Rs.20000
2.
As per RBI, a separate counter in the branch should be there for me. Door Step banking should be available to me freely, I can submit my Life certificate at any branch of my Bank. Who I am?
a)
A Disabled person
b)
A Senior Citizen
c)
A Minor
d)
AN HNI Customer
3.
Which below mentioned combination is NOT Correct?
a)
Form DA1=Addition of Nomination
b)
Form DN2=Cancellation of Nomination
c)
Form DA3= Modification of Nomination
4.
Bank has launched "ESCROW Current Account"-CA126 for Project financing loan repayment, Internet Payment gateways etc for Developers/Corporates and others.What is the minimum balance for this account?
a)
Non Minimum Balance Required
b)
Rs.1 Lakhs
c)
Rs.2.5 lakhs
d)
Rs.5 lakhs
5.
Minimum QAB under Baroda Scaleup current account is Rs.
a)
25000
b)
50000
c)
100000
d)
250000
6.
Under Baroda Platinum Saving account number of free cash transaction at base Branch
a)
10
b)
15
c)
20
d)
Unlimited
7.
Minimum QAB under Baroda Startup current account is Rs.
a)
50000
b)
100000
c)
250000
d)
75000
8.
For opening a Baroda Startup Current account entity should not be more than________ old
a)
5 Year
b)
1 Year
c)
2 Year
d)
3 Year
9.
Minimum QAB under Baroda Government Bodies saving account is Rs.
a)
1000
b)
10000
c)
Zero
d)
5000
10.
Under Baroda Government Bodies saving account cash withdrawal from home Branch is restricted up to Rs.
a)
10000
b)
25000
c)
50000
d)
20000
11.
Under Baroda Mahila Shakti Saving account discount in annual Locker charges is available_
a)
0.1
b)
0.2
c)
0.25
d)
0.3
12.
Under Baroda Platinum Saving account, minimum QAB is Rs.
a)
25000
b)
50000
c)
100000
d)
75000
13.
Under Baroda Military Salary Package Free Personal Accidental Insurance cover is availabe upto Max
a)
10 Lakh
b)
30 Lakh
c)
40 Lakh
d)
20 Lakh
14.
Under Baroda BSNL/MTNL savings account, Maximum complementry personal accidental death insurance cover available is Rs.
a)
50 Lakh
b)
40 Lakh
c)
90 Lakh
d)
10 Lakh
15.
Rate of Interest in Saving account for balance above Rs.1 Lakh to less than Rs.200 Crore w.e.f 12.02.2021
a)
0.03
b)
0.0275
c)
0.035
d)
0.04
16.
Under Baroda Small Business Current account maximum number of free non ADC transactions per month is
a)
2
b)
3
c)
4
d)
5
17.
Under Baroda Premium Current account(BPCA) discount on issuance of DD/BC is
a)
0.1
b)
0.05
c)
0.15
d)
0.5
18.
Overdraft facility can be sanctioned in Baroda Salary Premium & Privilege account after _____________ salary credit
a)
1
b)
2
c)
3
d)
4
19.
Under Baroda Champ SB account , Internet banking is issued for age group above
a)
10
b)
14
c)
15
d)
18
20.
What is the maximum deposit in Non callable FDR?
a)
Rs. 1 CR
b)
Rs. 2 CR
c)
Rs.5 CR
d)
Rs. 10 CR
21.
Fixed deposit upto Rs. 5 Lacs are insured under
a)
Deposit Insurance and Claim Guarantee Scheme of India
b)
Deposit Insurance and Guarantee Scheme of India
c)
Deposit Insurance and Credit Guarantee Scheme of India
22.
Insurance Partner under Rupay Premium Debit Card is
a)
New India Assurance Co. Ltd
b)
Tata Aig general Insurance Co.
c)
National Insurance Co. Ltd
23.
All branches to report the confirmation related to Bulk deposit of Rs.________ to Money Market Desk at Specialised Integrated Tresury Branch,Mumbai.
a)
Rs.1 crore
b)
Rs.2 crores
c)
Rs. 10 crore
d)
Rs.25 crores
24.
Mr. Chopra wants to avail loan against Tax savings FDR. Can we sanction such loan?
a)
Yes for loan amount up to Rs.5.00 lacs
b)
No, loans cannot be granted against tax saving FDRs
c)
Yes, loan can be granted against any FDR
25.
No penalty for premature payment will be levied in case of premature payment of deposits up to Rs.__-provided it remained with the Bank for a minimum period of 12 months
a)
5 Lakh
b)
10 Lakhs
c)
1 Lakh
d)
15 Lakh
26.
Tax is deducted at source (TDS) on deposits that earn interest more than Rs.______per year
a)
25000/-
b)
10000/-
c)
50000/-
d)
40000/-
27.
Which of the following can be held only in the form of term deposit?
a)
NRE Account
b)
NRO Account
c)
EEFC Account
d)
FCNR Account
28.
The minimum deposit amount in BOB Suvidha Deposit Account is-
a)
Rs.10000/-
b)
Rs. 5000/-
c)
Rs.1000/-
d)
Rs.500/-
29.
Recently Bank has enabled opening of Defence Salary Package SB Account in TAB. What is the scheme code of this account?
a)
SB136
b)
SB186
c)
SB181
d)
SB124
30.
Bank has extended the option of Life Insurance Coverage to most of SB Schemes. What is maximum age of availing such insurance
a)
55
b)
60
c)
65
d)
70
31.
New companies now open their bank accounts in MCA portal by using which platform?
a)
SPIKE+
b)
SPITE+
c)
SPICE+
d)
SPIGE+
32.
In case of UPI, How many Digit of RRN number?
a)
9
b)
10
c)
12
d)
15
33.
Finacle menu for reversal of wrong fund transfer entries of IMPS & UPI is?
a)
WRGTRF
b)
WRGIMUP
c)
TRFWRG
d)
IMUPWRG
34.
Who is eligible for BHIM Baroda PAY(UPI) facility
a)
NRI/NRO
b)
Individual Resident
c)
Both a & b
d)
SSA
35.
Maximum___________account can be linked to a single card.
a)
9
b)
8
c)
7
d)
5
36.
From the following which one is not an example of Financial complaint using debit card
a)
No dispense at ATM, but account debited
b)
Refund not received in account
c)
Partial Dispense at ATM
d)
None of the above
37.
What is the turnaround time for resolving complaints related to Visa & Rupay Debit card usage at POS terminal?
a)
T+ 10 days
b)
T+ 30 days
c)
T+ 45 days
d)
T+ 60 days
38.
Rupay Card Launched by
a)
RBI
b)
NPCI
c)
IBA
d)
GOI
39.
For any fraudulent transaction claims can be lodged with the insurance company within a maximum period of _________ days from the date of occurrence of disputed transactions.
a)
45
b)
60
c)
180
d)
90
40.
Lodgement of complaint about the fraudulent transaction in UPI the customer has to submit the request to
a)
Any Branch
b)
Base Branch
c)
RO IT help desk
d)
ZO IT help desk
41.
Eligible Mode of operation for BHIM Baroda PAY (UPI) facility is?
a)
Self only
b)
E or S only
c)
Proprietor only
d)
All of the above
42.
Merchant can use UPI for which purpose?
a)
Collection Purpose only
b)
Sending purpose only
c)
Both a & b
d)
Any purpose
43.
________is an internet scam done by cyber-criminals where the user is convinced digitally to provide confidential information.
a)
Phishing attack
b)
DoS attack
c)
Website attack
d)
MiTM attack
44.
Why are the factors like Confidentiality, Integrity, Availability, and Authenticity considered as the fundamentals?
a)
They help in understanding the hacking process
b)
These are the main elements for any security breach
c)
They help to understand the security and its components in a better manner
d)
All of the above
45.
In order to ensure the security of the data/ information, we need to_______the data:
a)
Encrypt
b)
Decrypt
c)
Delete
d)
None of these
46.
Which of the following is not an example of social engineering?
a)
Dumpster diving
b)
Shoulder surfing
c)
Carding
d)
Spear phishing
47.
Our Bank is having tie-up with ___________ for offering Standalone Health Insurance to our Customers
a)
IndiaFirst Life Insurance Co. Ltd.
b)
National Insurance Co. Ltd.
c)
Chola MS
d)
Bax Bupa
48.
Our Bank is having tie-up with ___________ for offering General Insurance to our Customers
a)
Bax Bupa
b)
Star Health and Allied Insurance Co. Ltd.
c)
National Insurance Co. Ltd.
d)
IndiaFirst Life Insurance Co. Ltd.
49.
Our Bank is having tie-up with ___________ for offering Life Insurance to our Customers
a)
National Insurance Co. Ltd.
b)
IndiaFirst Life Insurance Co. Ltd.
c)
Bax Bupa
d)
Chola MS
50.
IndiaFirst Life Insurance Co. Ltd. Is a Joint Venture between __________ .
a)
Bank of Baroda, Union Bank and Carmel Investment India Pvt. Ltd./ Warburg Pincus
b)
Bank of Baroda and Carmel Investment India Pvt. Ltd./ Warburg Pincus
c)
Bank of Baroda and Union Bank
d)
Union Bank and Carmel Investment India Pvt. Ltd./ Warburg Pincus
51.
Percentage share of our Bank in IndiaFirst Life Insurance Co. Ltd. Is __________ .
a)
29.53
b)
27.17
c)
43.3
d)
0
52.
Baroda Mutual Fund is a ______________ of Bank of Baroda
a)
Wholly Owned Subsidiary
b)
Joint Venture
c)
Mutual Fund Partner
d)
Department
53.
_________________ Division of our Bank offers various products like Demat, ASBA, Loan against securities, Baroda e-trade account etc. under one umbrella.
a)
Digital Banking Division
b)
Capital Market Division
c)
Sales & Marketing Division
d)
None of these
54.
_________________ enables investors to apply in IPO, FPO, Bonds & Debentures and trade in shares and securities.
a)
Saving Bank Account
b)
Current Account
c)
Demat Account
d)
Trading Account
55.
Baroda e-trade 3-in-1 account is combination of Saving & Demat account with Bank and Trading Account with ___________.
a)
BOBCAPS
b)
Aditya Birla Sunlife
c)
India Infoline
d)
Baroda Trading
56.
As per IRDA requirement only Certified Employee called ____________________________ can do the sales/ distribution of Life Insurance Products.
a)
Bank Officer (BO)
b)
Designated Persons (DP)
c)
Right Persons (RP)
d)
Specified Perions (SP)
57.
The Branches should log all new applications and renewal premium collection through __________ menu only.
a)
INDIAFirst
b)
INDIAF
c)
INDFIRST
d)
INDIA
58.
___________________ is a Mobile App introduce by InidaFirst Life Insurance Co. Ltd. Which helps in planning Life Time Goals and Retirement Solutions.
a)
WealthFirst
b)
IndiaWealth
c)
IndiaFirst Wealth
d)
Wealthify
59.
_______________________ is the Global, Independent Association of the world's leading life insurance and financial service professionals.
a)
MDRT
b)
MDR
c)
MDRAT
d)
None of these
60.
Only ___________________ can be enrolled under MDRT
a)
Specified Perions (SP)
b)
Bank Officer (BO)
c)
Designated Persons (DP)
d)
Right Persons (RP)
61.
For MDRT Program - 2021, Threshold Target for qualifying the Million Dollar Round Table level is __________ .
a)
Rs.50 Lakhs
b)
Rs.100 Lakhs
c)
Rs.150 Lakhs
d)
Rs.300 Lakhs
62.
For MDRT Program - 2021, Threshold Target for qualifying the Top of Table (TOT) level is __________ .
a)
Rs.50 Lakhs
b)
Rs.100 Lakhs
c)
Rs.150 Lakhs
d)
Rs.300 Lakhs
63.
For MDRT Program - 2021, Threshold Target for qualifying the Court of Table (COT) level is __________ .
a)
Rs.50 Lakhs
b)
Rs.100 Lakhs
c)
Rs.150 Lakhs
d)
Rs.300 Lakhs
64.
Our Bank has launched a life insurance dashboard called _______________, a database of all our potential customers who can buy life insurance from our Bank.
a)
Radianc
b)
Sampark
c)
Qlick
d)
Dlink
65.
________________ is insurance against the risk of incurring medical expenses.
a)
General Insurance
b)
Life Insurance
c)
Health Insurance
d)
None of these
66.
A Corporate Agent can distribute insurance products of maximum ____________ companies in each category i.e. Life, General and Health Insurance
a)
2
b)
3
c)
4
d)
5
67.
_____________ is a cost-sharing essential that comes under a health insurance policy and as per that a specified percentage of the admissible cost will be borne by the insured.
a)
Co-pay
b)
Co-coverage
c)
Co-Insurance
d)
None of these
68.
_____________ is the amount that the insured must pay Out-of-Pocket before the health insurer pays its share.
a)
Co-pay
b)
Capitation
c)
Sum issured
d)
Deductible
69.
____________ means a definite period of time coming immediately after the premium due date during which the payment should be made in order to avoid discontinuity of policy benefits.
a)
Grace Period
b)
Policy Period
c)
Expiry Period
d)
None of these
70.
_____________ means the sum which represents maximum total and cumulative liability of insurere for any and all claims under the policy during the policy period.
a)
Total Insurance
b)
Sum insured
c)
Cumulative Insurance
d)
Whole insured
71.
Insurance contracts that do not come under the ambit of life insurance are called ___________________ .
a)
Common Insurance
b)
Non Insurance
c)
General Insurance
d)
Combined Insurance
72.
Full form of AMFI is _____________________ .
a)
Association of Marketing Funds in India
b)
Association of Marketing Federation of India
c)
Association of Mutual Fund Investors
d)
Association of Mutual Funds in India
73.
_______________ is a trust that pools the savings of a number of investors who share a common financial goal and then invest the money collected in capital market instruments.
a)
Share Fund
b)
Mutual Fund
c)
Market Fund
d)
Money Fund
74.
Our Bank is a distributor of Mutual Fund having ARN (AMFI Registration Number) ___________ .
a)
35783
b)
11225
c)
21521
d)
25925
75.
_________________ is a mode of payment or a way of systematic investment in any Mutual Fund Scheme
a)
System Induce Payment
b)
Systematic Insurance Payment
c)
Systematic Investment Plan
d)
Systematic Investment Procedure
76.
The name of our Bank's Mobile Application Platform for investment in Mutual Fund is ______________ .
a)
Baroda Mutual Fund
b)
Baroda M-Invest
c)
Baroda Market-Invest
d)
Baroda Mobile-Invest
77.
As per SEBI guideline any persons engaged in sales and/ or distribution of mutual fund products are required to obtain certification from ____________ .
a)
MFAI
b)
NIBM
c)
NSMA
d)
NISM
78.
To act as Corporate Agent of tie-up insurance company, IRDAI has issued a Certificate of Registration (CoR) to our Bank having number _____________ .
a)
CA0005
b)
CA0001
c)
CA0003
d)
CA0004
79.
Our Bank is offerning online ASBA facility to our cutomers through _________________
a)
bobWord
b)
Baroda Connect
c)
Baroda M-Connect
d)
None of these
80.
Companies which are coming out with initial public offers appoint a Bank which acts as a __________________-
a)
Banker to the issue
b)
Company Banker
c)
Divident & Interest Bank
d)
None of these
81.
For collecting premium of life insurance above Rs. _____________ PAN is mandatory.
a)
10000
b)
20000
c)
50000
d)
100000
82.
Weightage of Single Premium under MDRT 2021 Program is ___________ .
a)
1
b)
0.1
c)
0.06
d)
0.02
83.
Maximum penalty which can be imposed on Corporate Agent for violation of code of conduct specified by IRDAI is __________
a)
5 Crore
b)
2 Crore
c)
10 Crore
d)
1 Crore
84.
Which of the following is not cover under Motor Insurance
a)
Third Party Cover
b)
Total Loss of Vehicle
c)
Partical Damage of Vehicle
d)
Depreciation, Wear and Tear
85.
Which of the following is not a consitituent of WMS in our Bank
a)
e-trade
b)
PPF
c)
Insurance
d)
Mutual Fund
86.
At present our Bank done not have tie-up with following AMC
a)
Quantum Mutual Fund
b)
CanaraRobeco Mutual Fund
c)
Franklin Mutual Fund
d)
LIC Mutual Fund
87.
Full form of MDRT is __________ .
a)
Millenium Dollar Round Table
b)
Multi Dollar Round Table
c)
Million Dollar Round Table
d)
Multi Dimentional Round Table
88.
“Being disrespectful towards customers” is a non- conforming behavior of which Core Value
a)
Integrity
b)
Cutomer Centricity
c)
Courage
d)
Excellence
89.
“Being the Gold Standard in quality of work” is a conforming behavior of which Core Value
a)
Integrity
b)
Cutomer Centricity
c)
Courage
d)
Excellence
90.
“Challenging the status-quo” is a conforming behavior of which Core Value
a)
Innovation
b)
Cutomer Centricity
c)
Courage
d)
Excellence
91.
“Acting decisively in the face of challenges” is a confirming behavior of which Core Value
a)
Passionate Ownership
b)
Cutomer Centricity
c)
Courage
d)
Excellence
92.
“Truly Knowing Your Customer” is a conforming behavior of which Core Value
a)
Integrity
b)
Cutomer Centricity
c)
Courage
d)
Excellence
93.
“Failure to maintain confidentiality of information” is a non-conforming behavior of which Core Value
a)
Integrity
b)
Cutomer Centricity
c)
Courage
d)
Excellence
94.
“Refusal to accept personal favours from customers” is a conforming behavior of which Core Value
a)
Integrity
b)
Cutomer Centricity
c)
Courage
d)
Excellence
95.
Which of the following is the Associate of Bank of Baroda?
a)
Nainital bank Ltd.
b)
Baroda Pioneer Asset Management Company Ltd.
c)
M/S India Infradebt Ltd
d)
BOB Capital markets Ltd.
96.
Auto enrollment of existing customer into Baroda Radiance Program is subject to _____________
a)
Net Relationship value of Rs 20 Lacs
b)
Net Relationship value of Rs 25 Lacs
c)
Net Relationship value of Rs 50 Lacs
d)
Net Relationship value of Rs 100 Lacs
100 %
