WorksheetsGeneral Banking Awareness Quiz
Total questions: 25
Worksheet time: 8mins
What is the maximum amount that can be loaded in Baroda Gift card
1000
5000
100000
50000
Which of the following is not an input in Advanced measurement Approach for Operational Risk?
Internal Loss Data
External Loss Data
PV01
Business Environment and Internal Control Factors (BEICFs)
Which of the following is a measure of Risk?
Expected Return
Standard Deviation
Mode
Interest Rate
What is the formula for Economic capital?
EC= Credit Var – Operational Loss
EC= Credit Var – Credit loss
EC= Credit Var – Expected loss
EC= Credit Var – Total loss
Which of the following is not a component of MCLR computation?
Marginal cost of funds
Negative Carry on CRR
Operating Cost
Strategic Premium
As per our Risk Appetite Framework Capital adequacy ratio is to be maintained _____ percent above the regulatory minimum
One
Two
Three
Four
The rate applied when the Nostro account of the bank would already have been credited
TT Selling rate.
Bill Buying rate.
Bill Selling Rate.
TT Buying rate.
A Foreign currency account maintained by a bank abroad is its
Nostro account.
Vostro account.
Loro Account.
Foreign bank account.
Which one of the following combinations is incorrect ?
Foreign Currency – which is not local currency – Commodity for Bankers.
Balance of Payment – Exports Receivables minus Import payments
Foreign Trade – Sale / Purchase of Commodities, Services, Performances etc
Foreign Security – Securities denominated in Foreign Currency. ADR/GDR etc
As per FEDAI Rules, the rupee value of all foreign exchange transactions should be rounded off to:
Nearest rupee
Nearest ten rupees
Nearest paise
Nearest ten paise
DM Permission is obtained under section ___ of SARFAESI Act 2002.
13 (4)
15
13(3a)
14
FCNR [B] account can be opened as per RBI
Savings and Time deposits only
Time deposits excluding RD
Time deposits only
Current account
Bank offers FOREIGN CURRENCY NON RESIDENT (B) TERM DEPOSIT [FCNR (B)] in __________Currencies namely
Six i.e. USD, GBP, EUR, AUD, CAD, JPY
Five i.e. USD, GBP, EUR, AUD, CAD
Four i.e. USD, GBP, EUR, AUD
Three i.e. USD, GBP, EUR
1) In the rating sheet for PMMY sanction, the minimum score required to qualify for considering PMMY loans uptoRs 2 lacs is
35/100
40/100
50/100
68/100
For Baroda Traders Gold card scheme (BTGCS) for existing borrowers, the minimum rating required is
BTL 1/BOB 1
BTL 2/BOB 2
BTL 3/ BOB 3
BTL 4/ BOB 4
As per priority sector guidelines % of ANBC or credit equivalent amount of OffBalance Sheet exposure whichever is higher should be given to total priority sector
18.00
40.00
45.00
13.50
Loans sanctioned to start ups engaged in agriculture and allied services will be classified under which category?
Farm credit
Agricultural Infrastructure
Ancillary Services
MSME
Under which gold loan scheme obtaining collateral security is mandatory?
Agri crop loan
Overdraft gold loan scheme
Gold loan BKCC
Term loan Gold EMI
Our bank has created a new operational structure for processing of Agri loans in the name of
Centre for Agriculture Marketing and Processing
Central Agriculture Marketing and Processing
Centre for Agricultural Marketing and Processing
Centre for Agriculture and Marketing of Products
What is the menu option for calculating loan amount as well as linking security with Loan Account?
GDLRTM
GLDRTM
GLDRDM
GLTRDM
As per the revised Risk Based Internal Audit, sample check is to be done by Internal Auditors at % in case of all New and RWI Account Sanction During the Audit Review Period
100%
50%
35 %
10%
Branches need to send commented report of RBIA to RO within ____ days from completion of RBIA
30
60
90
120
As per RBIA guidelines Management Audit RO/ZO/Head office subsidiary and Corporate department is carried out_____
Once in 12 Months
Once in 24 Months
Once in 36 Months
Once in 6 Months
_______ is digital Agri Platform which provides end to end IT based platform that cater to all major needs of farming sector
Baroda e Kisan
Baroda Kisan Tech
Baroda Kisan
Baroda Krishi platform
As per the revised Risk Based Internal Audit, maximum score allotted is
1500
1200
1000
1600
