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Worksheets

Dangers of Debt

Total questions: 21

Worksheet time: 3hrs 16mins

Name
Class
Date
1.

Paying of debt can tie up your future earnings.

a)

True

b)

False

c)

Depends

2.

Usually, debts help you earn more money.

a)

True

b)

False

c)

Depends

3.

Managing debts requires extra record-keeping.

a)

True

b)

False

c)

Depends

4.

It's always a mistake to go into debt.

a)

True

b)

False

c)

Depends

5.

It costs money to be in debt.

a)

True

b)

False

c)

Depends

6.

Some debts are also investments.

a)

True

b)

False

c)

Depends

7.

Late payment fines add to your debt.

a)

True

b)

False

c)

Depends

8.

Being in debt means you ______ someone money.

a)

owe

b)

lent

c)

stole

d)

ate

9.

If you ________ money, you must pay it back with interest.

a)

borrow

b)

burrow

c)

budget

d)

budgie

10.

To avoid ______, make loan payments by the due date.

a)

fines

b)

phines

c)

finances

d)

feigns

11.

Some debts, like home loans, are _______ for the future.

a)

investments

b)

invistments

c)

entitlements

d)

intitlements

12.

A good credit rating shows that you are ________.

a)

wealthy

b)

welthy

c)

responsible

d)

risponsible

13.

Lenders seldom loan money to people who prove to be poor credit _________.

a)

rinks

b)

employers

c)

risks

d)

empoyers

14.

Which of these activities helps you get a GOOD credit rating?

a)

paying cash for everything

b)

missing a payment

c)

making payments on time

15.

Which of these activities can lead to a poor credit rating?

a)

not paying your bills

b)

getting a loan

c)

paying off credit cards

16.

If you are an "unknown credit risk," you will have to ________.

a)

establish a credit history

b)

forget about borrowing money

c)

miss a few debt payments

d)

only use cash

17.

You buy a $250.00 TV on credit. By the time you pay it off, the interest charge is $49.50. In all how, what did the TV cost you?

(a)  

18.

Imagine you waited to buy the TV until you'd saved up enough money and earned $7.50 interest from your savings account. Add the interest you earned in savings to the $49.50 interest you avoided by not buying on credit. How much money was saved by waiting?

(a)  

19.

What did J Edgar Hoover ban people from walking on?

a)

His shadow

b)

Untied tennis shoes

c)

His manicured lawn

d)

Inside of the sidewalk

20.

According to doctors people with what kind of pets fall asleep the easiest?

a)

Pitbull

b)

Parrot

c)

Fish

d)

Cat

21.

By law what is it against the law to do in Minnesota with your washing line?

a)

Mix male and female washing together

b)

Dry laundry in the wind.

c)

Dry sheets and clothing together

d)

Dry laundry on your neighbors line.