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A Balanced Budget

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

A budget shows what you plan to do ___________.

a)

with your income

b)

about emergencies

c)

for entertainment

d)

with your interest

2.

If your income equals your expenses, you have ____________.

a)

more savings

b)

a spending problem

c)

a balanced budget

d)

less savings

3.

Sticking to a balanced budget helps you ____________.

a)

change fixed expenses

b)

spend your money

c)

stay out of debt

d)

change variable expenses

4.

Keeping a balanced budget can also help you__________.

a)

earn more money

b)

find ways to save

c)

spend money faster

d)

pay higher interest

5.

Certain budget items can't be changed. These are called __________ expenses.

a)

fixed

b)

fexid

c)

variable

d)

varaible

6.

Certain budget items can be changed. These are called ________ expenses.

a)

fixed

b)

fexid

c)

variable

d)

varaible

7.

A budget lists your planned or _________ income

a)

expected

b)

exact

c)

hoped

d)

expectorant

8.

Another word for income is __________.

a)

earnings

b)

expenses

c)

earrings

d)

expensive

9.

People create and keep a personal budget to help them _____.

a)

set and reach financial goals

b)

apply for loan

c)

buy anything they want

d)

earn promotions at work

10.

For which item would someone most likely need to save money in order to

purchase?

a)

a washing machine

b)

a tub of ice cream

c)

dinner for two

d)

a pair of socks

11.

Which of the following are considered variable expenses? (You can choose more than one.)

a)

Magazine subscription

b)

Electricity

c)

Insurance coverage

d)

Clothing

e)

Recreation and vacation

12.

Which of the following are considered fixed expenses? (You can choose more than one.)

a)

Cable subscription

b)

Electricity

c)

Insurance coverage

d)

Rent

e)

Medical fees

13.

The first step in creating a budget is _________.

a)

know your income

b)

determine fixed expenses

c)

determine variable expenses

d)

review periodically

14.

Cherry recorded the following as her transportation expense.

Feb - $255

Mar - $281

Apr - $260

Find her monthly average expense for transportation.

(a)  

15.

Find the savings amount Gavel needs to set aside each month to be able to afford a phone worth $2250 in 6 months.

(a)