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FM Unit 1

Total questions: 21

Worksheet time: 11mins

Name
Class
Date
1.

1. The balance sheet statement is correct, if:

a)

a. Assets + Liabilities = Stockholder’s Equity

b)

b. Assets = Liabilities – Stockholder’s Equity

c)

c. Assets = Liabilities + Stockholder’s Equity

d)

d. Liabilities = Assets + Stockholder’s Equity

2.

Financial management is mainly concerned with

a)

All aspects of acquiring and utilizing financial resources for firms activities

b)

Arrangement of funds

c)

Efficient Management of every business

d)

Profit maximisation

3.

The primary goal of financial management is

a)

to maximize the return

b)

to minimize the risk

c)

to maximize wealth of owners

d)

to maximize profit

4.

Capital budgeting related to

a)

long term assets

b)

short term assets

c)

long term assets and short term assets

d)

fixed assets

5.

Dividend decision is concerned with

a)

only distribution of dividend to shareholders

b)

how much to be retained in business

c)

how much profit earned is distributed to shareholders and how much to be retained in the business

d)

none of the above

6.

Financial management aims at

a)

ensuring availability of enough funds

b)

reducing the cost of funds procured

c)

effective deployment of funds

d)

all of the above

7.

A long term investment decision is called

a)

working capital decision

b)

capital budgeting decision

c)

financial decision

d)

dividend decision

8.

A decision to acquire a new and modern plant to upgrade an old one is a

a)

financing decision

b)

working capital decision

c)

investment decision

d)

none of the above

9.

Finance functions are

a)

Planning for funds

b)

Raising of funds

c)

Allocation of funds

d)

All of the above

10.
Which financial decision help a businessman in opening a new branch of its business. 
a)
Financing decision
b)
Dividend decision
c)
Investment decision
d)
None of the above
11.

Which of the following is a liability?

a)

Unit trust

b)

Bank loan

c)

Investment

d)

Fixed deposit

12.

EBIT stands for

a)

Earnings before Interest and Tax

b)

Earnings before Interest and Tariff

c)

Earn before Interest and Tax

d)

Earnings before Investment and Tax

13.

BANK OVERDRAFT IS A FORM OF

a)

SHORT TERM FUNDS

b)

LONG TERM FUNDS

c)

BOTH

d)

NONE OF THE ABOVE

14.

Time value of money indicates that

a)

A unit of money obtained today is worth more than a unit of money obtained in future

b)

A unit of money obtained today is worth less than a unit of money obtained in future

c)

A unit of money obtained today is worth less than a unit of money obtained in future

d)

None of the above

15.

If the nominal rate of interest is 10% per annum and there is quarterly compounding, the effective rate of interest will be:

a)

10% per annum

b)

10.10 per annum

c)

10.25%per annum

d)

10.38% per annum

16.
The amount money a person expects to have in the future is called
a)
Principal
b)
Future Value
c)
Simple Interest
d)
Present Value
17.
You invest $800 in an account that pays 6% interest, compounded annually.  How much money do you have after five years?  Round your answers to the nearest cent. 
a)
$898.09
b)
$1070.58
c)
$1710.58
d)
$975.68
18.

The formula for compound value is :

a)

FVn = PV (1+i)

b)

FVn = PV/(1+i)

c)

FVn = PV (1+i)n

d)

FVn = (1+i)/PV

19.

What is the future value of $1000 compounded annually at 8% for five years ?

a)

$1,080

b)

$1,400

c)

$1,469

d)

$1,800

20.

Process of changing future value to the present value known as

a)

Compound

b)

Discount

c)

Simple interest

d)

Principal

21.

Process of changing present value to the future value known as

a)

Principal

b)

Discount

c)

Simple interest

d)

Compound