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Tween Life- Unit 9-Managing your money

Total questions: 29

Worksheet time: 15mins

Name
Class
Date
1.
a)

$28.12

b)

$637.50

c)

$112.50

d)

$1,350.00

2.

Which is the best definition of personal financial planning?

a)

spending, saving, and investing money to enjoy life and achieve financial security.

b)

Listing ways to achieve your short-term and long-term financial goals.

c)

thinking about your attitudes toward money.

d)

using available sources of financial information.

3.

What does barter mean?

a)

denominations

b)

trade

c)

money

d)

exchange

4.

What does denomination mean?

a)

face value of money

b)

money

c)

religion

d)

counting

5.

What is the Federal Reserve responsible for?

a)

saving money

b)

taking tax payers money

c)

creating and tracking all of the money in the U.S.

d)

removing moving

6.

Which denomination of money does not exist?

a)

$2 dollar bill

b)

$5 dollar bill

c)

$500 dollar bill

d)

$1000 dollar bill

7.

What type of taxes are taken automatically from your salary?

a)

Health insurance

b)

Car insurance

c)

income tax

d)

state tax

8.

What government agency do we report income taxes to?

a)

Homeland security

b)

FBI

c)

White House

d)

Internal Revenue Service

9.

Define budget.

a)

How much you spend

b)

How much you earn

c)

a plan for spending and saving money

d)

grocery list

10.

How do you determine your monthly income?

a)

Subtract your bills from your annual salary

b)

Divide your annual salary by 12

c)

Add all your expenses and savings

d)

Divide your salary by 6

11.

How much of you salary should you save per month?

a)

20% of your salary

b)

15% of your salary

c)

10% of your pay check

d)

Halk of your check

12.

Your donation of $30.00 per month could help save a dogs life.

What type of advertising is this?

a)

Endorsement

b)

Secretive

c)

Emotional Appeal

d)

Repetition

13.

Michael Jordan wears Nike's and you should too

What type of advertising is this?

a)

Emotional Appeal

b)

Endorsement

c)

Secretive

d)

Hidden Fears

14.

What are 3 ways to use money?

4 lines
15.

A ____ is a written plan that outlines how money should be used.

a)

net worth statement

b)

income sheet

c)

budget

d)

money allocations sheet

16.

An advertisement that uses fear to motivate people to buy a product

a)

Secret

b)

Emotional Appeal

c)

Hidden Fear

d)

Plain Folk

17.

In a budget it is okay to use only a portion of your money.

a)

True

b)

False

18.

The ____ is a business or institution for receiving, keeping, and lending money.

a)

budget

b)

lender

c)

bank

19.

What is the purpose of the bank?

a)

to give out loans to people buying a house

b)

to hold money for people

c)

to have as many people with checking accounts as possible

d)

to make money

20.

An account that allows a person to write a check from their account to pay for goods or services.

a)

Investment Account

b)

Checking Account

c)

Money Market Account

d)

Savings Account

21.

An account that offers a convenient way to save money.

a)

Investment Account

b)

Checking Account

c)

Money Market Account

d)

Savings Account

22.

Check all ways that a person can spend money from their checking account.

a)

cash

b)

debit card

c)

check

d)

credit card

23.

Placing money into an account is called a ____.

a)

withdrawal

b)

deposit

c)

income

d)

expense

24.

Taking money out of an account is called a _____.

a)

withdrawal

b)

deposit

c)

income

d)

expense

25.

Interest that is in the benefit of the person happens when they _______ money.

a)

borrow

b)

lend

c)

spend

d)

invest

26.

Interest that causes a person to pay MORE than what they ask for occurs when someone __________ money.

a)

borrows

b)

lend

c)

spend

d)

invest

27.

Advertisements are to attract and persuade consumers to buy the products or services

a)

True

b)

False

28.

Pop up advertisements , banner advertisements, floating advertisements are types of _______________.

a)

Print media

b)

Electronic media

c)

Broadcast media

29.

What type of technique or strategy is used for this advertisement?

a)

Sponsorships

b)

Celebrity endorsements

c)

Emotional appeal

d)

Gifts