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BANKING

Total questions: 65

Worksheet time: 1hrs 5mins

Name
Class
Date
1.
What is one difference between Banks and Credit Unions?
a)
Banks have Checking accounts and Credit Unions have Savings Accounts
b)
Banks are for profit.  Credit Unions are Non-profit.
c)
Banks can give loans and Credit Unions cannot
d)
Credit Unions allow everyone to join and Banks are selective
2.
Banks create money by taking in deposits, making _______, and charging _______.
a)
interest, payments
b)
loans, interest
c)
payments, loans
d)
debt, loans
3.
If you make an error on a check, what should you do?
a)
Void the check and write a new one
b)
Make corrections and initial the change
c)
Use whiteout to fix the error
d)
Throw the check away and write a new one
4.

Which of the following are parts of writing a check?

a)

Date

b)

Signature

c)

Who you are paying

d)

The address of the person you are paying.

5.

What is a payee?

a)

Person you are paying

b)

The amount of money you are paying

c)

Your signature

6.

Which of the following is a rule for writing a check?

a)

Write the check in pencil

b)

Leave the memo blank

c)

Write the check in pen

7.

What is wrong with this check?

a)

They didn't write who they are paying.

b)

The money amount in dollars is wrong.

c)

The money amount written in words is wrong.

8.

What is wrong with this check?

a)

They did not draw the line at the end of the money amount.

b)

The dollar amount is wrong.

c)

The check was not signed.

d)

The memo is wrong.

9.

Where does your signature go?

a)

The bottom left corner.

b)

The pay to the order of blank.

c)

The bottom right corner.

10.

Where does the dollar amount go?

a)

Pay to the order of blank.

b)

Next to the dollar sign.

c)

The memo

d)

The blank under pay to the order of

11.

The memo must be filled out.

a)

True

b)

False

12.

Where can you find the account number?

a)

Next to the date.

b)

At the top of your check.

c)

At the bottom of your check.

13.

Where can you find the check number?

a)

At the bottom of the check.

b)

At the top of the check next to the date.

14.

What is a cash discount?

a)

Given to customers who buy in bulk

b)

Given to customers for paying their debts promptly

c)

The price at which the trade usually sells the product

d)

The invoice received by a customer for a credit purchase made

15.

What is a trade discount?

a)

Given to customers who buy in bulk

b)

Given to customers for paying their debts promptly

c)

The price at which the trade usually sells the product

d)

The invoice received by a customer for a credit purchase made

16.

A business has a received an invoice of $63 for purchases made. On the invoice, it is said that the business will received a 2% cash discount if the invoice is paid for by the 31st of August 2020.


How much will the business pay in total if payment is made by the 29th of August 2020?

a)

$63

b)

$1.26

c)

$61.74

d)

$64.74

17.

What is a debit note?

a)

A document issued by a business to the supplier when the goods received are unsuitable.

b)

A document issued by a business to a customer when goods are returned to the business because they are unsuitable.

c)

A document issued to all customers still owing money to the business.

d)

A document issued by a business when making a credit sale.

18.

What is a credit note?

a)

A document issued by a business to the supplier when the goods received are unsuitable.

b)

A document issued by a business to a customer when goods are returned to the business because they are unsuitable.

c)

A document issued to all customers still owing money to the business.

d)

A document issued by a business when making a credit sale.

19.

How will this debit note affect Mr. Johnson's payment in the future?

a)

It will increase by $90

b)

It will increase by $94.50

c)

It will decrease by $90

d)

It will decrease by $94.50

20.

State the rate of trade discount mentioned in the note.

a)

5%

b)

10%

c)

2%

d)

None

21.

What business document is this?

a)

Credit note

b)

Bank statement

c)

Statement of account

d)

Receipt

22.

What business document is this?

a)

Receipt

b)

Bank statement

c)

Paying-in slip

d)

Cheque

23.

Who is the 'payee' in this cheque?

a)

Wikimedia Foundation

b)

John Jones

c)

Donation

d)

One hundred dollars

24.

Wikimedia Foundation would make the following entries in their double entry accounts:

Bank would be debited by $100

John Jones' account would be credited by $100

a)

True

b)

False

25.

In a bank statement, if the business has money in its bank account, it will appear as a _______ balance.

a)

debit

b)

credit

26.

Labor refers to...

a)

people with all their efforts and abilities

b)

individuals who start a new business or bring a product to market.

c)

the tools, equipment, and factories used in production of goods and services.

d)

The "gifts of nature" or natural resources not created by human effort.

27.

Entrepreneurs are...

a)

people with all their efforts and abilities

b)

individuals who start a new business or bring a product to market.

c)

The "gifts of nature" or natural resources not created by human effort.

d)

the tools, equipment, and factories used in production of goods and services

28.
The creation of any kind of good or service is known as:
a)
Input
b)
Resources
c)
Production
d)
Entrepreneurship
29.
The human effort involved in the production of goods and services is known as:
a)
Capital
b)
Entrepreneurship
c)
Labor
d)
Land
30.
The enterprising spirit that allows an individual to spot gaps in the market and take risks (including starting a business):
a)
Entrepreneurship
b)
Capital
c)
Land
d)
Labor
31.
All natural resources that go into the production of a good or service:
a)
Capital
b)
Entrepreneurship
c)
Land
d)
Labor
32.
Anything within the production process, whether human or technological, that makes production more efficient
a)
Entrepreneurship
b)
Capital
c)
Land
d)
Labor
33.
A garbage truck driver is an example of which Factor of Production?
a)
labor
b)
land
c)
entrepreneurship
d)
capital
34.
Iron, minerals, coal and plants are examples of which productive resource?
a)
land
b)
labor
c)
entrepreneurship
d)
capital
35.

Advertisements are to attract and persuade consumers to buy the products or services

a)

True

b)

False

36.

This is a form of print media

a)

True

b)

False

37.

_________________ includes using television and radio advertising to reach large audiences.

a)

Print media

b)

Electronic media

c)

Broadcast media

38.

What technique and strategy is used in this advertisement?

a)

Emotional appeal

b)

Slogans and jingles

c)

Gifts

d)

Sponsorships

39.

A phrase used to advertise a product, or to identify a company or organisation is a ....

a)

logo

b)

slogan

40.
Which business is the following slogan for:
"Have it Your Way"
a)
Subway
b)
Burger King
c)
Chick fil A
d)
McDonald's
41.

The goal of this is to increase sales

a)

Promotional advertising

b)

Institutional advertising

42.

What is an advantage of advertising in a magazine?

a)

a business can select it's audience

b)

less mass appeal

c)

not as relevant in today's world

43.

What is a disadvantage of direct mailings?

a)

It's inexpensive

b)

The timing of the mailing can be selected

c)

It's expensive

44.

Example of outdoor advertising

a)

Internet ads

b)

Billboards

c)

Newspaper

45.

What are the two types of broadcast media?

a)

TV and internet

b)

Radio and internet

c)

Radio and TV

46.

What is one major disadvantage of TV advertising?

a)

It's expensive

b)

It reaches a lot of potential customers

c)

It come's right into the viewer's homes

47.

Business process of creating relationship with and satisfying customers.

a)

Advertisement

b)

Marketing

c)

Market Research

d)

Market Study

48.

Long-term, forward-looking approach to planning with the fundamental goal of achieving a sustainable competitive advantage.

a)

Advertisement

b)

Marketing

c)

Marketing Plan

d)

Marketing Strategy

49.

Comprehensive document or blueprint that outlines the advertising and marketing efforts for the coming year.

a)

Marketing Plan

b)

Market Research

c)

Marketing Strategy

d)

Product Testing

50.

Process of gathering, analyzing, and interpreting information about market, product, or service to be offered for sale in the market, about the past, present and potential customers for the product or service.

a)

MARKETING PLAN

b)

MARKET RESEARCH

c)

MARKETING STRATEGY

d)

PRODUCT TESTING

51.

Asking survey questions aimed capturing needs, values, attitudes, behaviors and demographics.

a)

ADVERTISING TESTING

b)

BRAND AWARENESS AND REACH

c)

MARKET SEGMENTATION

d)

PRODUCT TESTING

52.

Help produce marketing messages to change or enhance existing perceptions about your products/ services

a)

ADVERTISING TESTING

b)

BRAND AWARENESS AND REACH

c)

MARKET SEGMENTATION

d)

PRODUCT TESTING

53.

Pinterest, Instagram, Facebook are example of ........

a)

DISPLAY ADS

b)

PODCASTS

c)

SOCIAL MEDIA ADS

d)

VIDEO ADS

54.

Say how much something will cost

a)

quote

b)

ship

c)

issue

d)

track

55.

Dispatch goods

a)

ship

b)

issue

c)

track

d)

quote

56.

follow the progress of something

a)

track

b)

quote

c)

demand

d)

acknowledge

57.

question to get information

a)

enquiry

b)

shipment

c)

purchase

d)

terms

58.

And can you also tell me how long it will take to ..... them?

a)

deliver

b)

delay

c)

price

d)

goods

59.

An invoice of RM 1500 is offered cash discount terms of 5/10, 3/20, n/60


What is n/60 stand for?

a)

n divided with 60

b)

Cash discount will be offered if the buyer or customer manage to pay the bills within the discount period

c)

cash discount will be offered if the buyer or customer manage to pay the bills within 20 days

d)

No discount offered, buyer have to pay full amount of bill

60.

how many central banks are there in The Bahamas

a)

1

b)

2

c)

3

d)

4

61.

the Function of The Central Bank that control the money supply is

a)

lender of last resort

b)

Advisor to the government

c)

controls the issue of currency

d)

bankers bank

62.

The Function of the Central bank that helps the government to get a loan is

a)

the governments bank

b)

governments' advisor

c)

managing government borrowing

d)

bankers bank

63.

The Central Bank can print money whenever they want.

a)

TRUE

b)

FALSE

64.

Who license Commercial Banks ?

a)

government

b)

Central Banks

c)

they don't need license

d)

they bring their own

65.

Banks control the money supply by

a)

restricting the amount of money in circulation

b)

lending

c)

borrowing

d)

printing more money