WorksheetsNew Health Gain Product Quiz
Total questions: 40
Worksheet time: 13mins
Air ambulance benefit can be availed how many times in a year?
Multiple times
Once in a Policy Year
Twice in a Policy Year
Not available
In Enhanced Cover , on which Sum Insured Cumulative bonus will get calculated ?
On Base SI
Not applicable
How many times double cover can be utilized ?
Once in a Policy Year
Multiple Times
What happens if in case Double Sum insured is not utilized in a policy year ?
It can be carried for next year
Whole or part of sum assured shall not be carried forward to subsequent policy year.
Do we pay pre and post hospitalisation claim in case of AYUSH hospitalisation?
Yes
No
If call option opted, will cumulative bonus lapse or still continue with policy.
Yes , Continue with policy
No , not continue with Policy
If proposer is not insured, do we offer benefit of loyalty cover to anyone in policy?
Yes
No
If due to an injury, the client is permanently not able to do his existing occupation, but he can do other occupation, do we consider it as permanent total disability
Yes
No
Is Accomodation Bonus available, if the customer is admitted in the ICU ?
Yes
No
What is the sublimit of Vaccination Cover
2000 - 3500 according to plan
1500 - 2000 according to plan
2200 - 3300 according to plan
2222 - 3333 according to plan
What will happen in case Re-instated sum insured not utilized ?
It can be carried forward to the next year
It cannot be carried forward to the next year
How many years client has to pay additional premium to reduce PED?
1 Year
2 Years
3 Years
4 Years
How many hours of hospitalization is required for a policy holder to indemnify for domiciliary hospitalization
72hours
48hours
95hours
65hours
Will the customer get both accidental death cover and loyalty benefit option
Yes
No
In Accident Cover , is their any capping on room rent required
Yes , capping is available
No , capping is not available
Their is no capping only category requirement
What is Convalescence Cover
If the insured person suffers an injury or illness for which he/she is hospitalized for a minimum period of 7 days this benefit is payable over and above In-Patient Treatment
If the insured person suffers an injury or illness for which he/she is hospitalized for a minimum period of 10 days this benefit is payable over and above In-Patient Treatment
Is Radio Taxi benefit available as cashless?
Yes , it can be availed on reimbursement basis only
No , it can be availed on reimbursement basis only
Maybe
How much maximum Cumulative Bonus can be earned in a policy ?
Cumulative bonus shall not cross 70% of Base Sum Assured.
Cumulative bonus shall not cross 100 % of Base Sum Assured.
Cumulative bonus shall not cross 33.33% of Base Sum Assured.
What are the room rent limits ?
Plus and Power variant - Single private AC room, In case of Prime Variant - Actuals ( upto Sum Assured)
No capping on room rent in Plus Variant , Power Variant & Prime Variant
Single Pvt Room is available for Plus Variant , Power Variant & Prime Variant
Deluxe Room available for Plus Variant , Power Variant & Prime Variant
Deluxe Room available for Plus Variant , Power Variant & Prime Variant
True
False
In Health Checkup benefit , is there any reduction in Based sum insured/Cumulative bonus
Yes
No
In Health Checkup , if tests cannot be arranged with empaneled service providers , what will be the process?
Company may provide reimbursement facility on approval basis
Not Available
In Enhanced Cover , is reinstatement of Sum insured available and how many times ?
Yes , Unlimited times for Different illness & One time for same illness
Not Applicable
What happens if in case Double Sum insured is not utilized in a policy year ?
It can be carried for next year
Whole or part of sum assured shall not be carried forward to subsequent policy year.
Do we pay pre and post hospitalization claim in case of AYUSH hospitalisation?
Yes
No
If call option opted, will cumulative bonus lapse or still continue with policy.
Yes , Continue with policy
No , not continue with Policy
If proposer is not insured, do we offer benefit of loyalty cover to anyone in policy?
Yes
No
What is the age limit for a 3 lac Health Gain?
65 yrs
75 yrs
70 yrs
No limit
Can customer claim all eligible expenses like inpatient, pre post, ambulance including air ambulance etc from reinstatement and bonus also?
Yes
No
maybe
Is Accommodation Bonus available, if the customer is admitted in the ICU ?
Yes
No
What is the sublimit of Vaccination Cover
2000 - 3500 according to plan
1500 - 2000 according to plan
2200 - 3300 according to plan
2222 - 3333 according to plan
What will happen in case Re-instated sum insured not utilized ?
It can be carried forward to the next year
It cannot be carried forward to the next year
What is PED (Pre Existing Disease) Waiting Period
36months
24months
48months
None of the above
How many years client has to pay additional premium to reduce PED?
1 Year
2 Years
3 Years
4 Years
How many hours of hospitalization is required for a policy holder to indemnify for domiciliary hospitalization
72hours
48hours
95hours
65hours
Will the customer get both accidental death cover and loyalty benefit option
Yes
No
Maybe
In Accident Cover , is their any capping on room rent required
Yes , capping is available
No , capping is not available
Their is no capping only category requirement
What is Convalescence Cover
If the insured person suffers an injury or illness for which he/she is hospitalized for a minimum period of 7 days this benefit is payable over and above In-Patient Treatment
If the insured person suffers an injury or illness for which he/she is hospitalized for a minimum period of 10 days this benefit is payable over and above In-Patient Treatment
Is Radio Taxi benefit available as cashless?
Yes , it can be availed on reimbursement basis only
No , it can be availed on reimbursement basis only
Is Voluntary Aggregate Deductible available in the base plan in New Health Gain?
This benefit is not available
This option is available with Optional benefit
